109 Pine Circle Dr, Franklin, TN 37069 Property Records

Williamson County property record for 109 Pine Circle Dr, Franklin, TN 37069

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,079 sqft · built 1962
Lot Size	0.503 acres (21,894 sqft)
Owner	2 Individual Names on Record
Last Sale	$765,000 (Jun 2026)
Tax Bill	$2,124 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`037P-B-009.00-000`

Property Details

APN / Parcel Number

Primary APN	`037P-B-009.00-000`
Alternative APNs	`094037P B 00900` `192558`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,079 sqft Living Area
1st Floor Area	2,079 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1996
Exterior Material	Brick
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,894 sqft (0.503 acres)
Lot Dimensions	123 ft deep x 178 ft wide
Garage Type	Carport
Garage Area	784 sqft
Carport	Carport
Carport Area	784 sqft
Driveway	Driveway

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	112 sqft
Deck Area	Deck Area
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	109 PINE CIRCLE DR
City	FRANKLIN
State	TN
Zip	37069-4546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD BROWNWOOD ACRES PB 2 PG 67 LOT 0009
Legal Subdivision	BROWNWOOD ACRES
Legal Lot Number	0009
Jurisdiction	WILLIAMSON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1000
Census Tract	50701

Owner

Source: Williamson County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 PINE CIRCLE DR, FRANKLIN, TN 37069-4546
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Jun 11, 2026	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Nov 14, 2022	Warranty Deed, Transfer · Conventional Mortgage STUDIO BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2026 · Amount on Record
Deed Sale	Jun 11, 2026 · Amount on Record
Prior Sale	Nov 14, 2022 · Amount on Record
Deed Document Number	202620906
Deed Book / Page	10052 / 314
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Jun 11, 2026
Property Address	109 PINE CIRCLE DR, FRANKLIN, TN 37069-4546
Document Number	0100520314
Book / Page	10052 / 314
Instrument Date	Jun 10, 2026
Instrument	202620906
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	MOMENTUM TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285,880.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 PINE CIRCLE DR, FRANKLIN, TN 37069-4546

Mortgage

Document Number	0000020907,
Date	Jun 11, 2026
Instrument	202620907

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Jun 11, 2026
Property Address	109 PINE CIRCLE DR, FRANKLIN, TN 37069-4546
Document Number	0000020906
Book / Page	10052 / 314
Instrument Date	Jun 10, 2026
Instrument	202620906
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	MOMENTUM TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285,880.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 PINE CIRCLE DR, FRANKLIN, TN 37069-4546

Mortgage

Document Number	0000020907,
Date	Jun 11, 2026
Instrument	202620907

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Nov 14, 2022
Property Address	109 PINE CIRCLE DR, FRANKLIN, TN 37069-4546
Document Number	0091440284
Book / Page	9144 / 284
Map Reference	MB 2 PG 67
Instrument Date	Nov 14, 2022
Instrument	22046251
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	CHAPMAN AND ROSENTHAL TITLE INC, CHAPMAN & ROSENTHAL TTL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,405.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 PINE CIRCLE DR, FRANKLIN, TN 37069-4546

Mortgage

Document Number	0022046252
Date	Nov 14, 2022
Instrument	22046252

Lender

Name	STUDIO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,124.00 (+1.09%)	$163,375 (+46.16%) Land $60,000 Building $103,375	$653,500 (+46.16%) Land $240,000 Building $413,500
2024	$2,101.00
2023	$2,101.00	$111,775 (-) Land $32,500 Building $79,275	$447,100 (-) Land $130,000 Building $317,100
2022	$2,101.00	$111,775 Land $32,500 Building $79,275	$447,100 Land $130,000 Building $317,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	52 (1979–2022)
Claims Outside the SFHA	9 of 52
Most Recent Claim	Feb 2022 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 16 claims Severe Storms, Tornadoes, And Flooding, May 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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