Monmouth County and Ocean Township property record for 109 Pierce Dr, Ocean, NJ 07712
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,299 sqft · built 1990 |
| Lot Size | 0.74 acres (32,234 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Oct 2019) |
| Tax Bill | $5,625 (2024) |
| Deeds & Mortgages | Feb 2021 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 37 00034-0000-00001-0000-C109 |
| Primary APN | 37 00034-0000-00001-0000-C109 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,299 sqft Living Area |
| 1st Floor Area | 1,299 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 32,234 sqft (0.74 acres) |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 60 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Old Parcel Number | 37000340000000010000C109 |
|---|---|
| Street Address | 109 PIERCE DR |
| City | OCEAN |
| State | NJ |
| Zip | 07712-2843 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | POPLAR BROOK UNIT 54 INCL BLK 34 LOTS 1 & 2 NIT 1A |
| Legal Subdivision | VILLAS/POPLAR BOOK CONDO |
| Legal Block | 34 |
| Legal Lot Number | 1 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | OCEAN |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 806502 |
109 Pierce Dr is owned and occupied by an individual who bought it in October 2019.
Source: Monmouth County and Ocean Township records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 PIERCE DR, OCEAN, NJ 07712-2843 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 17, 2019 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2019 · Amount on File |
| Deed Sale | Oct 17, 2019 · Amount on File |
| Prior Sale | Oct 10, 2002 · Amount on File |
| Deed Document Number | 201997664 |
| Deed Book / Page | 9374 / 4931 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 109 PIERCE DR, OCEAN, NJ 07712-2843 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0094825534 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 9482/5534 |
| Instrument | 2021024655 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 17, 2019 |
| Property Address | 109 PIERCE DR, OCEAN, NJ 07712-2843 |
| Document Number | 0000097664 |
| Book / Page | 009374 / 004931 |
| Instrument Date | Oct 3, 2019 |
| Instrument | 97664 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2019 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $285.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 PIERCE DR OCEAN NJ 077122843, OCEAN, NJ 07712-2843 |
| Document Number | 97665 |
|---|---|
| Date | Oct 17, 2019 |
| Book Page | 009374/004938 |
| Instrument | 97665 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 16, 2049 |
Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Ocean Township |
| Unified School District | Ocean Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $454,500 (+4.08%) Land $240,000 Building $214,500 | $454,500 (+4.08%) Land $240,000 Building $214,500 | |
| 2025 | $436,700 Land $227,000 Building $209,700 | $436,700 Land $227,000 Building $209,700 | |
| 2024 | $5,625.00 | ||
| 2023 | $384,300 Land $185,000 Building $199,300 | $384,300 Land $185,000 Building $199,300 | |
| 2022 | $5,190.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Pierce Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (1992–1998) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 1998 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Pierce Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Xfinity.
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