Cook County property record for 109 Picardy Ln, Wheeling, IL 60090 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1994 |
| Square Footage | 1,780 sqft Living Area |
| Lot Size | 7,200 sqft (0.165 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $505,000 (2025) |
| Tax Bill | $9,949.00 (2023) |
Source: Cook County records · APN 03-02-108-022
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 PICARDY LN, WHEELING, IL 60090-2109 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 22, 2025 | Warranty Deed, Transfer · Conventional Mortgage HOMELAND MORTGAGE CO |
| Mar 26, 2021 | Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 22, 2025 · Amount on Record |
| Deed Sale | Sep 22, 2025 · Amount on Record |
| Prior Sale | Mar 26, 2021 · Amount on Record |
| Deed Doc Number | 202522153 |
| Prior Transfer Date | Jun 24, 1998 |
| Prior Transfer Doc | 0000000531 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Sep 22, 2025 |
| Property Address | 109 PICARDY LN, WHEELING, IL 60090-2109 |
| Document Number | 0026522153 |
| Instrument Date | Aug 27, 2025 |
| Instrument | 2526522153 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2025 |
| Title Company | STARCK TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $505.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 109 PICARDY LN, WHEELING, IL 60090-2109 |
| Document Number | 0026522154 |
|---|---|
| Date | Sep 22, 2025 |
| Instrument | 2526522154 |
| Name | HOMELAND MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.87% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Mar 26, 2021 |
| Property Address | 109 PICARDY LN, WHEELING, IL 60090-2109 |
| Document Number | 0008501136 |
| Instrument Date | Jan 21, 2021 |
| Instrument | 2108501136 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | PREMIER TITLE COMPANY, PREMIER TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $310.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 109 PICARDY LN, WHEELING, IL 60090-2109 |
| Document Number | 0008501137 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 2108501137 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Rate | 2.25% |
|---|
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Wheeling Township |
| Municipality | Wheeling Village |
| Secondary School District | Township High School District 214 (09 - 12) |
| Elementary School District | Wheeling Community Consolidated School District 21 (PK - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $40,000 (+21.21%) Land $6,480 Building $33,520 | $400,000 (+21.21%) Land $64,800 Building $335,200 | |
| 2023 | $9,949.00 (-5.67%) Homeowner's exemption | $33,000 (-) Land $5,400 Building $27,600 | $330,000 (-) Land $54,000 Building $276,000 |
| 2022 | $10,547.00 Homeowner's exemption | $33,000 Land $5,400 Building $27,600 | $330,000 Land $54,000 Building $276,000 |
Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not exposed less than 1% of the US · less than 1% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 03-02-108-022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,780 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 7,200 sqft (0.165 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 109 PICARDY LN |
|---|---|
| City | WHEELING |
| State | IL |
| Zip | 60090-2109 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PART NW4 SEC02 NE4 S02 T42N R11E 3P |
| Legal Range | 11E |
| Legal Township | 42N |
| Legal Section | 02 |
| Legal Subdivision | PICARDY PLACE UNIT 02 |
| Legal Lot Number | 48 |
| Jurisdiction | COOK IL |
| Minor Civil Division | WHEELING |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 802402 |
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