St. Johns County property record for 109 Phoenetia Dr, Saint Augustine, FL 32086 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,028 sqft · built 1976 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $78,400 (Jun 2009) |
| Tax Bill | $957 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 270119-0170 |
| Primary APN | 270119-0170 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,028 sqft Living Area |
| Gross Area | 1,132 sqft |
| 1st Floor Area | 638 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Type | Detached |
| Porch | Finished Screened Porch |
| Porch Area | 104 sqft |
| Patio Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 109 PHOENETIA DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-7231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11-68 ST AUG SHORES UNIT 1 LOT 17 BLK 19 OR3208/1775 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 48 |
| Legal Subdivision | ST. AUGUSTINE SHORES UNIT ONE |
| Legal Block | 19 |
| Legal Lot Number | 17 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 21210 |
Source: St. Johns County records · APN 270119-0170
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 PHOENETIA DR, SAINT AUGUSTINE, FL 32086-7231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 19, 2025 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Nov 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 22, 2009 · Amount on Record |
| Deed Sale | Jun 22, 2009 · Amount on Record |
| Prior Sale | Jan 22, 2009 |
| Deed Document Number | 200930506 |
| Deed Book / Page | 3208 / 1775 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 109 PHOENETIA DR, SAINT AUGUSTINE, FL 32086-7231 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 171 ANDORA ST, SAINT AUGUSTINE, FL 32086-7251 |
| Document Number | 0062761630 |
|---|---|
| Date | Dec 19, 2025 |
| Book Page | 6276/1630 |
| Instrument | 2025103080 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 109 PHOENETIA DR, SAINT AUGUSTINE, FL 32086-7231 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2021 |
| Name | Verified Name |
|---|---|
| Address | 109 PHOENETIA DR, SAINT AUGUSTINE, FL 32086-7231 |
| Document Number | 0054271972 |
|---|---|
| Date | Nov 24, 2021 |
| Book Page | 5427/1972 |
| Instrument | 2021127419 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $87,324 (+2.7%) | $185,275 (-1.9%) Land $65,083 Building $120,192 | |
| 2025 | $957.00 (+20.38%) Homeowner's exemption | $85,028 (+5.99%) | $188,863 (+2.84%) Land $61,425 Building $127,438 |
| 2024 | $795.00 (+2.98%) | ||
| 2023 | $772.00 (+5.9%) Homeowner's exemption | $80,225 (+3%) | $183,647 (+5.53%) Land $61,425 Building $122,222 |
| 2022 | $729.00 Homeowner's exemption | $77,888 | $174,027 Land $39,749 Building $134,278 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090212101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 17 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 17 in force 13 of 17 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 7% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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