109 Phoebe St, Methuen, MA 01844 Property Records

Essex County and Methuen City property record for 109 Phoebe St, Methuen, MA 01844

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,619 sqft · built 2021
Lot Size	118 acres (5,146,787 sqft)
Owner	Individual Name on File
Last Sale	$775,000 (Aug 2025)
Tax Bill	$7,406 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Aug 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18687`

Property Details

APN / Parcel Number

Primary APN	`18687`
Alternative APN	`METH M:00906 B:00076 L:03U58`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,619 sqft Living Area
Gross Area	3,667 sqft
Basement Area	1,560 sqft
Unfinished Basement	1,560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,146,787 sqft
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	18687
Street Address	109 PHOEBE ST
City	METHUEN
State	MA
Zip	01844-2391
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MA
Legal Block	76
Legal Lot Number	3U58
Jurisdiction	METHUEN MA
Township / Civil Division	METHUEN TOWN
Census Block Group	1
Census Block	1007
Census Tract	252602

Owner

109 Phoebe St, a condominium, is owned and occupied by an individual who bought it in August 2025.

Source: Essex County and Methuen City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	109 PHOEBE ST, METHUEN, MA 01844-2391
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Aug 25, 2025	Condominium Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jan 26, 2022	Condominium Deed, Transfer · Stand-Alone First Mortgage TBI MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2025 · Amount on File
Deed Sale	Aug 25, 2025 · Amount on File
Prior Sale	Jan 26, 2022 · Amount on File
Deed Book / Page	18365 / 255
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	METHUEN MA
Property Address	109 PHOEBE ST, METHUEN, MA 01844-2391
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017627-175
Date	Nov 22, 2022
Book Page	17627/175
Instrument	26938

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate

August 2025: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	METHUEN MA
Recording Date	Aug 25, 2025
Property Address	109 PHOEBE ST, METHUEN, MA 01844-2391
Document Number	018365-255
Book / Page	18365 / 255
Instrument Date	Aug 25, 2025
Instrument	14535
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 PHOEBE ST, METHUEN, MA 01844-2391

Mortgage

Document Number	0000014536
Date	Aug 25, 2025
Instrument	14536

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

January 2022: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	METHUEN MA
Recording Date	Jan 26, 2022
Property Address	109 PHOEBE ST, METHUEN, MA 01844-2391
Document Number	017323-124
Book / Page	17323 / 124
Instrument Date	Jan 26, 2022
Instrument	2174
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 PHOEBE ST, METHUEN, MA 01844-2391

Mortgage

Document Number	0000002175
Date	Jan 26, 2022
Instrument	2175

Lender

Name	TBI MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 109 Phoebe St was $7,406, up 2.1% from the year before.

Source: Essex County and Methuen City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Methuen City
Unified School District	Methuen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,406.00 (+2.11%)	$712,100 (+3.88%) Building $712,100	$754,465 (+3.85%)
2025	$7,253.00 (+3.01%)	$685,500 (+5.74%) Building $685,500	$726,465
2024	$7,041.00 (+4.51%)	$648,300 (+12.59%) Building $648,300
2023	$6,737.00	$575,800 Building $575,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Phoebe St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Phoebe St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METHUEN WATER DEPT serves 53,059 people · EPA ID MA3181000
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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