Black Hawk County property record for 109 Phillips Ave, Waterloo, IA 50707
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.163 acres (7,130 sqft) |
| Owner | Company Name on File |
| Flood Zone | Zone X (minimal risk) |
| APN | 8912-19-305-007 |
| Primary APN | 8912-19-305-007 |
|---|
| Lot Area | 7,130 sqft (0.163 acres) |
|---|---|
| Lot Dimensions | 155 ft deep x 46 ft wide |
| Street Address | 109 PHILLIPS AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50707-1713 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | SHILLIAMS FOURTH ADDITION LOT 10 BLK 4 |
| Legal Range | 12 |
| Legal Township | 89 |
| Legal Section | 19 |
| Legal Subdivision | SHILLIAMS FOURTH ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 10 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 1800 |
109 Phillips Ave, residential vacant land, is owned by a company.
Source: Black Hawk County records, as of October 16, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 715 MULBERRY ST, WATERLOO, IA 50703-5714 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Black Hawk County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $5,310 Land $5,310 | $5,310 Land $5,310 |
| 2023 | $5,310 | $5,310 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Phillips Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Phillips Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink.
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