109 Phillips Ave, Oran, MO 63771 Property Records

Scott County property record for 109 Phillips Ave, Oran, MO 63771

Property Summary

Property Type	Single Family Home
Details	1,458 sqft · built 1970
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on File
Last Sale	$73,800 (Jul 2011)
Tax Bill	$870 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-8.0-33.00-001-002-002.00`

Property Details

APN / Parcel Number

Primary APN	`09-8.0-33.00-001-002-002.00`

Interior

Stories	1 Story
Building Area	1,458 sqft Base Area
1st Floor Area	1,458 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	125 ft deep x 120 ft wide
Garage Type	Mixed
Garage Area	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	109 PHILLIPS AVE
City	ORAN
State	MO
Zip	63771
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLK 4 VERSATILE ESTATES PB 12/20 120 X 125
Legal Range	13E
Legal Township	28N
Legal Section	33
Legal Subdivision	VERSATILE ESTATES
Legal Block	4
Legal Lot Number	10
Jurisdiction	SCOTT MO
Township / Civil Division	MORLEY
Census Block Group	1
Census Block	1097
Census Tract	780300

Owner

Source: Scott County assessment roll, APN 09-8.0-33.00-001-002-002.00, as of September 11, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 22, MORLEY, MO 63767-0022
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 03, 2017	Deed of Trust, Mortgage · Conventional Mortgage ALLIANCE BANK
Nov 27, 2019	Deed of Trust, Mortgage · Line of Credit ALLIANCE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 27, 2011 · Amount on Record
Deed Sale	Jul 27, 2011 · Amount on Record
Prior Sale	Mar 24, 2011
Deed Book / Page	724 / 80
Last Transfer Date	Dec 18, 2014
Transfer Doc	0000005537
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MO
Property Address	109 PHILLIPS AVE, ORAN, MO 63771
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	SEMO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/2981
Date	Jul 03, 2017
Book Page	2017/2981
Instrument	20172981

Lender

Name	ALLIANCE BANK
Type	Bank
Address	CAPE GIRARDEAU, MO 63701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2047

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MO
Property Address	109 PHILLIPS AVE, ORAN, MO 63771
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/4951
Date	Nov 27, 2019
Book Page	2019/4951
Instrument	20194951

Lender

Name	ALLIANCE BANK
Type	Bank
Address	CAPE GIRARDEAU, MO 63702

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Dec 10, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Scott County assessment roll as of September 11, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Scott County
Municipality	Morley City
Unified School District	Scott County Central Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$870.00	$11,570 (+11.9%)	$60,880 (+11.83%) Land $2,920 Building $57,960
2023		$10,340 (+4.02%)	$54,440 (+4.07%) Land $2,920 Building $51,520
2022		$9,940
2021			$52,310 Land $2,920 Building $49,390

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Scott County (29201C), as of February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 292017803001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2002–2011)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2008 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 37 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile USA.

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