Carteret County property record for 109 Pender Ln, Newport, NC 28570
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,152 sqft · built 1941 |
| Lot Size | 0.268 acres (11,674 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $285,000 (Aug 2024) |
| Tax Bill | $980 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 6326.03.30.9164000 |
| Primary APN | 6326.03.30.9164000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,152 sqft Heated Area |
| Gross Area | 1,120 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Cape Cod |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,674 sqft (0.268 acres) |
| Lot Dimensions | 116 ft deep x 101 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 352 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 72559 |
|---|---|
| Street Address | 109 PENDER LN |
| City | NEWPORT |
| State | NC |
| Zip | 28570-4512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15M |
| Legal Description | LOT BROAD CK RD |
| Legal Subdivision | TS DIXON |
| Legal Block | 30 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 970601 |
Source: Carteret County records, as of June 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 107 CRIBBS LN, NEWPORT, NC 28570-4511 |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Sep 19, 2017 | Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2024 · Amount on Record |
| Deed Sale | Aug 6, 2024 · Amount on Record |
| Prior Sale | Jun 10, 2005 · Amount on Record |
| Deed Document Number | 20241833378 |
| Deed Book / Page | 1833 / 378 |
| Prior Transfer Date | Jun 27, 2024 |
| Prior Transfer Doc | 0018300296 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | May 26, 2026 |
| Property Address | 109 PENDER LN, NEWPORT, NC 28570-4512 |
| Document Number | 0001886441 |
| Book / Page | 1886 / 441 |
| Instrument Date | May 19, 2026 |
| Instrument | 20261886441 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 109 PENDER LN, NEWPORT, NC 28570-4512 |
| Document Number | 0001886441, |
|---|---|
| Date | May 26, 2026 |
| Book Page | 1886/441 |
| Instrument | 20261886441 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 109 PENDER LN, NEWPORT, NC 28570-4512 |
| Document Number | 0015880126 |
| Book / Page | 001588 / 000126 |
| Instrument Date | Sep 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2017 |
| Title Company | PERFORMANCE TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 109 PENDER LN NEWPORT NC 285704512, NEWPORT, NC 28570-4512 |
| Document Number | 0015880126 |
|---|---|
| Date | Sep 25, 2017 |
| Book Page | 001588/000126 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 24, 2047 |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $980.00 (+95.22%) | $289,418 (+259.32%) Land $111,673 Building $177,745 | $289,418 (+259.32%) Land $111,673 Building $177,745 |
| 2023 | $80,545 Land $30,253 Building $50,292 | $80,545 Land $30,253 Building $50,292 | |
| 2022 | $502.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 77 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 77 in force |
| Nearby Flood Claims | 146 (1996–2021) |
| Claims Outside the SFHA | 26 of 146 |
| Most Recent Claim | Aug 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CARTERET WATER CORP private · serves 19,512 people · EPA ID NC0416040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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