Barnstable County and Harwich Town property record for 109 Parallel St, Harwich, MA 02645
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 3 ba · 2,338 sqft · built 1971 |
| Lot Size | 0.826 acres (36,000 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $3,882 (2025) |
| Deeds & Mortgages | Nov 2024 Mortgage Jun 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | HARW M:41 P:N3-A |
| Primary APN | HARW M:41 P:N3-A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,338 sqft Living Area |
| Gross Area | 4,465 sqft |
| 1st Floor Area | 1,624 sqft |
| Basement Area | 1,624 sqft |
| Unfinished Basement | 1,624 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 36,000 sqft (0.826 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 4280 |
|---|---|
| Street Address | 109 PARALLEL ST |
| City | HARWICH |
| State | MA |
| Zip | 02645-2725 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R |
| Jurisdiction | HARWICH MA |
| Township / Civil Division | HARWICH |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 11200 |
Source: Barnstable County and Harwich Town records · APN HARW M:41 P:N3-A
Assessment roll updated May 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | PO BOX 432, HARWICH PORT, MA 02646-0432 |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 05, 2024 | Deed of Trust, Mortgage · ARM CAPE COD COOPERATIVE BANK |
| Jun 08, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 08, 2018 |
| Deed Sale | Jun 08, 2018 |
| Prior Sale | Oct 21, 2013 |
| Deed Document Number | 201827384 |
| Deed Book / Page | 31323 / 221 |
| Transfer Doc | 23265-215 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARWICH MA |
| Property Address | 109 PARALLEL ST, HARWICH, MA 02645-2725 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0036658-52 |
|---|---|
| Date | Nov 05, 2024 |
| Book Page | 36658/52 |
| Instrument | 44133 |
| Name | CAPE COD COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Dec 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Type Change Date | Nov 01, 2029 |
| Index | Other |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARWICH MA |
| Recording Date | Jun 08, 2018 |
| Property Address | 109 PARALLEL ST, HARWICH, MA 02645-2725 |
| Document Number | 31323-221 |
| Book / Page | 031323 / 000221 |
| Instrument Date | May 25, 2018 |
| Instrument | 27384 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | PO BOX 432 HARWICH PORT MA 026460432, HARWICH PORT, MA 02646-0432 |
Source: Barnstable County and Harwich Town records · Assessment roll updated May 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Harwich Town |
| Unified School District | Monomoy Regional School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,882.00 (+3%) | $656,800 (+5.07%) Land $243,500 Building $413,300 |
| 2024 | $3,769.00 (+3.37%) | $625,100 (+13.84%) Land $229,800 Building $395,300 |
| 2023 | $3,646.00 | $549,100 Land $208,900 Building $340,200 |
Source: FEMA National Flood Hazard Layer as of October 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 units insured incl. 8 condo units |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Harwich Historic District listed 1975 · 44 contributing resources · NRIS 75000245 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: OpenCape.
Based on FCC filings for 123 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HARWICH WATER DEPARTMENT serves 39,144 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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