Santa Clara County property record for 109 Palomino Pl, Gilroy, CA 95020 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,032 sqft · built 2015 |
| Lot Size | 0.061 acres (2,679 sqft) |
| Owner | Company Name on File |
| Last Sale | $510,500 (May 2015) |
| Tax Bill | $7,613 (2025) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Nov 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 808-48-056 |
| Primary APN | 808-48-056 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,032 sqft Living Area |
| 1st Floor Area | 855 sqft |
| 2nd Floor Area | 1,177 sqft |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 2,679 sqft (0.061 acres) |
| Garage Area | 427 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|
| Street Address | 109 PALOMINO PL |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-8503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 10184 LOT 109 |
| Legal Tract | 10184 |
| Legal Lot Number | 109 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 512509 |
Source: Santa Clara County records · APN 808-48-056
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 109 PALOMINO PL, GILROY, CA 95020-8503 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 08, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Nov 16, 2023 | Deed of Trust, Mortgage · Line of Credit TECHNOLOGY CU |
| Jul 10, 2017 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TECHNOLOGY CU |
| Oct 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TECHNOLOGY CU |
| Jan 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | May 13, 2015 · Amount on Record |
| Deed Sale | May 13, 2015 · Amount on Record |
| Prior Sale | May 13, 2015 · Amount on Record |
| Deed Document Number | 0022949477 |
| Last Transfer Date | Jun 03, 2024 |
| Transfer Doc | 0025644751 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 109 PALOMINO PL, GILROY, CA 95020-8503 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 109 PALOMINO PL, GILROY, CA 95020-8503 |
| Document Number | 0025915060 |
|---|---|
| Date | Dec 08, 2025 |
| Instrument | 25915060 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 109 PALOMINO PL, GILROY, CA 95020-8503 |
| Transaction Type | Mortgage |
| Record Updated | Dec 04, 2023 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 109 PALOMINO PL, GILROY, CA 95020-8503 |
| Document Number | 0025559826 |
|---|---|
| Date | Nov 16, 2023 |
| Instrument | 25559826 |
| Name | TECHNOLOGY CU |
|---|---|
| Type | Credit Union |
| Address | SAN JOSE, CA 95131 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 20, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 109 PALOMINO PL, GILROY, CA 95020-8503 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0023693049 |
|---|---|
| Date | Jul 10, 2017 |
| Instrument | 23693049 |
| Name | TECHNOLOGY CU |
|---|---|
| Type | Credit Union |
| Address | SAN JOSE, CA 95131 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 20, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 109 PALOMINO PL, GILROY, CA 95020-8503 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 109 PALOMINO PL, GILROY, CA 95020-8503 |
| Document Number | 0024647468 |
|---|---|
| Date | Oct 08, 2020 |
| Instrument | 24647468 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 109 PALOMINO PL, GILROY, CA 95020-8503 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|---|
| Address | 109 PALOMINO PL, GILROY, CA 95020-8503 |
| Document Number | 0025026921 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 25026921 |
| Name | TECHNOLOGY CU |
|---|---|
| Type | Credit Union |
| Address | SAN JOSE, CA 95131 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 20, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 109 PALOMINO PL, GILROY, CA 95020-8503 |
| Document Number | 0024396425 |
| Instrument Date | Jan 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 109 PALOMINO PL GILROY CA 950208503, GILROY, CA 95020-8503 |
| Document Number | 0024396425 |
|---|---|
| Date | Feb 05, 2020 |
| Instrument | 24396425 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 04, 2050 |
Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,613.00 (+2.19%) | $613,197 (+4.04%) Land $360,551 Building $252,646 |
| 2023 | $7,450.00 (+1.66%) | $589,388 Land $346,551 Building $242,837 |
| 2022 | $7,328.00 |
Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855125091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 8 (1986) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Feb 1986, river or lake flooding, Severe Storms & Flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 477 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Razzolink | Fixed Wireless (unlicensed) | 500 / 250 |
| Etheric Communications, LLC. | Fixed Wireless (licensed-by-rule) | 250 / 100 |
| Hankins Information Technology | Fixed Wireless (unlicensed) | 100 / 20 |
May also be available at this address: Frontier, Verizon, Spectrum, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures