Denton County property record for 109 Palomino Ln, Krum, TX 76249
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,637 sqft · built 2004 |
| Lot Size | 0.187 acres (8,125 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,400 (Feb 2006) |
| Tax Bill | $2,140 (2025) |
| Deeds & Mortgages | May 2017 Reverse Mortgage May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R247645 |
| Primary APN | R247645 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,637 sqft Living Area |
| Gross Area | 2,078 sqft |
| 1st Floor Area | 1,637 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,125 sqft (0.187 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 109 PALOMINO LN |
|---|---|
| City | KRUM |
| State | TX |
| Zip | 76249-7180 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLEBROOK ESTATES PH 1 (KRUM ISD) BLK B LOT 18 |
| Legal Subdivision | SADDLEBROOK ESTATES PH 1 (KRUM ISD) |
| Legal Block | B |
| Legal Lot Number | 18 |
| Jurisdiction | DENTON TX |
| Township / Civil Division | DENTON |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 20405 |
109 Palomino Ln is owned and occupied by an individual who bought it in February 2006.
Source: Denton County records, as of September 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 PALOMINO LN, KRUM, TX 76249-7180 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2017 | Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING |
| May 3, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 23, 2006 · Amount on File |
| Deed Sale | Feb 23, 2006 · Amount on File |
| Prior Sale | Jun 8, 2004 · Amount on File |
| Deed Document Number | 200621166 |
| Prior Transfer Date | Jun 2, 2004 |
| Prior Transfer Doc | 0000075020 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENTON TX |
| Property Address | 109 PALOMINO LN, KRUM, TX 76249-7180 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000055354 |
|---|---|
| Date | May 11, 2017 |
| Instrument | 2017-055354 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Lending Institution |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.39% |
| Type Change Date | Jun 1, 2018 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENTON TX |
| Property Address | 109 PALOMINO LN, KRUM, TX 76249-7180 |
| Document Number | 0000055355 |
| Instrument Date | May 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 109 PALOMINO LN KRUM TX 762497180, KRUM, TX 76249-7180 |
| Document Number | 0000055355 |
|---|---|
| Date | May 11, 2017 |
| Instrument | 55355 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.39% |
The 2025 property tax bill for 109 Palomino Ln was $2,140 with exemptions applied.
Source: Denton County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Denton County |
| Municipality | Krum City |
| Unified School District | Krum Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $272,587 Land $73,125 Building $199,462 | $272,587 Land $73,125 Building $199,462 | |
| 2025 | $2,140.00 | ||
| 2023 | $1,717.00 (-45.41%) Homeowner's exemption Senior Citizen's exemption | $319,334 Land $73,125 Building $246,209 | $319,334 Land $73,125 Building $246,209 |
| 2022 | $3,145.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Palomino Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Palomino Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.1% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KRUM serves 6,062 people · EPA ID TX0610007 |
|---|---|
| Water Source | Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT |
| Last State Inspection | Dec 2023 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 8,000 / 8,000 |
| Optimum Cable | 940 / 35 |
| Nextlink Fixed Wireless | 400 / 100 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Brightspeed, Hotwire Communications, T-Mobile.
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