Bell County property record for 109 Palomino Dr, Temple, TX 76502
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,881 sqft · built 2004 |
| Lot Size | 3.45 acres (150,282 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,005 (2023) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0092280003 |
| Primary APN | 0092280003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,881 sqft Living Area |
| 1st Floor Area | 1,881 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 150,282 sqft (3.45 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 307 sqft |
| Canopy | 240 sqft |
| Storage Building | 576 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 544378 |
|---|---|
| Street Address | 109 PALOMINO DR |
| City | TEMPLE |
| State | TX |
| Zip | 76502-6033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALOMINO SUBDIVISION, BLOCK 001, LOT 0002, ACRES 3.45 |
| Legal Subdivision | PALOMINO SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20301 |
109 Palomino Dr is owned and occupied by an individual who acquired it in April 2003.
Source: Bell County records, as of April 1, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 PALOMINO DR, TEMPLE, TX 76502-6033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2003 |
| Deed Sale | Apr 24, 2003 |
| Deed Document Number | 0005294982 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 109 PALOMINO DR, TEMPLE, TX 76502-6033 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000045280 |
|---|---|
| Date | Jul 16, 2021 |
| Instrument | 2021045280 |
| Name | TEXELL CU |
|---|---|
| Type | Credit Union |
| Address | GRANDVIEW, TX 76050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Belton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,005.00 (-22.88%) Homeowner's exemption Senior Citizen's exemption | $539,834 Land $116,869 Building $422,965 | $539,834 Land $116,869 Building $422,965 |
| 2022 | $5,193.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Palomino Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Palomino Dr is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 83% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: AT&T, Nextlink, Verizon.
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