Norwich City property record for 109 Palmer St, Norwich, CT 06360
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,280 sqft · built 1924 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | Individual Name on File |
| Last Sale | $131,500 (May 2012) |
| Tax Bill | $5,911 (2026) |
| Deeds & Mortgages | Feb 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | NORW M:111 B:1 L:84 |
| Primary APN | NORW M:111 B:1 L:84 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,280 sqft Living Area |
| Gross Area | 4,113 sqft |
| 1st Floor Area | 1,140 sqft |
| Basement Area | 1,140 sqft |
| Unfinished Basement | 1,140 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,394 sqft (0.56 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 121370001 |
|---|---|
| Street Address | 109 PALMER ST |
| City | NORWICH |
| State | CT |
| Zip | 06360-4816 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | MF |
| Legal Block | 1 |
| Legal Lot Number | 84 |
| Jurisdiction | NORWICH CT |
| Township / Civil Division | NORWICH |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 697000 |
109 Palmer St, a duplex, is owned and occupied by an individual who bought it in May 2012.
Source: Norwich City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 PALMER ST, NORWICH, CT 06360-4816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2012 · Amount on File |
| Deed Sale | May 24, 2012 · Amount on File |
| Deed Book / Page | 2734 / 106 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORWICH CT |
| Property Address | 109 PALMER ST, NORWICH, CT 06360-4816 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 003323-303 |
|---|---|
| Date | Feb 25, 2022 |
| Book Page | 3323/303 |
| Instrument | 2022000915 |
| Name | PEOPLES UNITED BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
The 2026 property tax bill for 109 Palmer St was $5,911, down 15.6% from the year before.
Source: Norwich City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Norwich City |
| Unified School District | Norwich School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,911.00 (-15.62%) | $173,100 (-) Land $46,200 Building $126,900 | $265,336 (+118.98%) |
| 2025 | $7,005.00 | $173,100 Land $46,200 Building $126,900 | $121,170 Land $32,340 Building $88,830 |
| 2024 | $7,005.00 (+45.48%) | ||
| 2023 | $4,815.00 (+0.31%) | $99,000 (-) Land $22,900 Building $76,100 | |
| 2022 | $4,800.00 | $99,000 Land $22,900 Building $76,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Palmer St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 109 Palmer St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORWICH PUBLIC UTILITIES serves 36,163 people · EPA ID CT1040011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2018 Haloacetic acids not recorded as resolved · Feb 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, T-Mobile.
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