Orange County and Goshen Town property record for 109 Owens Rd, Goshen, NY 10924
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,808 sqft · built 1960 |
| Lot Size | 0.919 acres (40,050 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Dec 2022) |
| Tax Bill | $8,164 (2024) |
| Deeds & Mortgages | May 2023 Refinance Dec 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 333089 10-1-10.3 |
| Primary APN | 333089 10-1-10.3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,808 sqft Living Area |
| Gross Area | 1,916 sqft |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 40,050 sqft (0.919 acres) |
| Lot Dimensions | 267 ft deep x 150 ft wide |
| View / Lot | Rural |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 504 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 10-1-10.3 |
|---|---|
| Street Address | 109 OWENS RD |
| City | GOSHEN |
| State | NY |
| Zip | 10924-6811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01092 |
| Legal Block | 1 |
| Legal Lot Number | 10.30 |
| Jurisdiction | ORANGE NY |
| Township / Civil Division | GOSHEN |
| Census Block Group | 5 |
| Census Block | 5017 |
| Census Tract | 11900 |
109 Owens Rd is owned and occupied by an individual who bought it in December 2022.
Source: Orange County and Goshen Town records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 OWENS RD, GOSHEN, NY 10924-6811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 31, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance DISCOVER BANK |
| Dec 5, 2022 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 5, 2022 · Amount on File |
| Deed Sale | Dec 5, 2022 · Amount on File |
| Prior Sale | Sep 10, 2007 · Amount on File |
| Deed Document Number | 202283233 |
| Deed Book / Page | 15343 / 1945 |
| Prior Transfer Date | Jul 16, 1998 |
| Prior Transfer Doc | 4836000024 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 109 OWENS RD, GOSHEN, NY 10924-6811 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000034154 |
|---|---|
| Date | May 31, 2023 |
| Book Page | 15426/1900 |
| Instrument | 20230034154 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jun 1, 2033 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ORANGE NY |
| Recording Date | Dec 5, 2022 |
| Property Address | 109 OWENS RD, GOSHEN, NY 10924-6811 |
| Document Number | 0000083233 |
| Book / Page | 15343 / 1945 |
| Instrument Date | Nov 17, 2022 |
| Instrument | 20220083233 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 70 PHILLIPSBURG RD, GOSHEN, NY 10924-6910 |
Source: Orange County and Goshen Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Orange County |
| County Subdivision | Goshen Town |
| Unified School District | Goshen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $151,400 Land $34,600 Building $116,800 | $420,600 | |
| 2024 | $8,164.00 | ||
| 2023 | $151,400 Land $34,600 Building $116,800 | $364,800 Land $83,369 Building $281,431 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 109 Owens Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Owens Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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