1. Home
  2. North Carolina
  3. Granville County
  4. Stem
  5. Orkney Rd

109 Orkney Rd, Stem, NC 27581 Property Records

Granville County property record for 109 Orkney Rd, Stem, NC 27581 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,226 sqft · built 2010
Lot Size0.531 acres (23,152 sqft)
Owner2 Individual Names on File
Last Sale$126,000 (Nov 2016)
Tax Bill$2,600 (2025)
Deeds & MortgagesJul 2023 Mortgage
Sep 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN31551-31895305

Property Details

APN / Parcel Number

Primary APN31551-31895305
Alternative APNs
  • 088801470376
  • 088801 075
  • 85872301

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,226 sqft Heated Area
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area23,152 sqft (0.531 acres)
PorchSlab
Porch Area90 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number85872301
Street Address109 ORKNEY RD
CitySTEM
StateNC
Zip27581-9129
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description109 ORKNEY RD
Legal SubdivisionPRESTWICK
JurisdictionGRANVILLE NC
Township / Civil DivisionTALLY HO
Census Block Group3
Census Block3022
Census Tract970701

Owner

Source: Granville County records · APN 31551-31895305

Assessment roll updated September 23, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address109 ORKNEY RD, STEM, NC 27581-9129
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2023Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Sep 27, 2022Deed of Trust, Mortgage · FHA Mortgage
LOWER LLC
Nov 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 07, 2016 · Amount on Record
Deed SaleNov 07, 2016 · Amount on Record
Deed Book / Page1618 / 328
Prior Transfer DateJun 22, 2012
Prior Transfer Doc1432000829
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRANVILLE NC
Property Address109 ORKNEY RD, STEM, NC 27581-9129
Transaction TypeMortgage
Record UpdatedAug 09, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001955/71
DateJul 24, 2023
Book Page1955/71
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRANVILLE NC
Property Address109 ORKNEY RD, STEM, NC 27581-9129
Transaction TypeMortgage
Record UpdatedOct 13, 2022
Title CompanySUMMIT SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001922/554
DateSep 27, 2022
Book Page1922/554
Lender
NameLOWER LLC
TypeMortgage Company
AddressCOLUMBIA, MD 21046
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRANVILLE NC
Property Address109 ORKNEY RD, STEM, NC 27581-9129
Transaction TypeMortgage
Record UpdatedDec 07, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1874/840
DateNov 22, 2021
Book Page1874/840
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

Tax Assessment & Valuation

Source: Granville County records · Assessment roll updated September 23, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGranville County
MunicipalityStem Town
Unified School DistrictGranville County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,600.00 (+35.91%)$247,013 (+82.9%) Land $40,000 Building $207,013
2024$247,013 (+82.9%) Land $40,000 Building $207,013
2023$1,913.00 (+1.11%)$135,056 (-) Land $30,000 Building $105,056$135,056 (-) Land $30,000 Building $105,056
2022$1,892.00$135,056 Land $30,000 Building $105,056$135,056 Land $30,000 Building $105,056

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Granville County (37077C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370779707013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences
Nearby Flood Claims6 (1998–2023)
Claims Outside the SFHA3 of 6
Most Recent ClaimJul 2023, river or lake flooding

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Orkney Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures