109 Oregon Ave, Lewes, DE 19958 Property Records

Sussex County property record for 109 Oregon Ave, Lewes, DE 19958

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,085 sqft · built 2000
Lot Size	0.276 acres (12,001 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,788 (2026)
Deeds & Mortgages	Aug 2022 Refinance Jan 2018 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`335-4.15-24.00`

Property Details

APN / Parcel Number

Primary APN	`335-4.15-24.00`

Interior

Bedrooms	3 Beds
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,085 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	12,001 sqft (0.276 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Granary	208 sqft

Location & Zoning

Street Address	109 OREGON AVE
City	LEWES
State	DE
Zip	19958-1840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN
Legal Description	CRN/BAY AVE AND OREGON AVE LOT 1 W/EXISTING IMPS
Legal Subdivision	LEWES
Legal Block	A
Legal Lot Number	1
Jurisdiction	SUSSEX DE
Township / Civil Division	LEWES
Census Block Group	1
Census Block	1030
Census Tract	50905

Owner

109 Oregon Ave, a single family home, is owned by two individuals.

Source: Sussex County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	36031 TARPON DR, LEWES, DE 19958-5059
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance THE COMMUNITY BANK
Jan 26, 2018	Deed of Trust, Mortgage · Line of Credit COMMUNITY BK/DE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	109 OREGON AVE, LEWES, DE 19958-1840
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0212480028
Date	Aug 12, 2022
Book Page	21248/28
Instrument	20220000038043

Lender

Name	THE COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	109 OREGON AVE, LEWES, DE 19958-1840
Document Number	0167160062
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Jun 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	36031 TARPON DR LEWES DE 199585059, LEWES, DE 19958-5059

Mortgage

Document Number	0167160062
Date	Jan 30, 2018
Book Page	016716/000062
Instrument	3614

Lender

Name	COMMUNITY BK/DE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 109 Oregon Ave was $2,788, down 0.4% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Lewes City
Unified School District	Cape Henlopen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,788.00 (-0.39%)	$24,200 (-) Land $13,500 Building $10,700	$1,325,400 (-) Land $888,400 Building $437,000
2025	$2,799.00	$24,200 Land $13,500 Building $10,700	$1,325,400 Land $888,400 Building $437,000
2023	$925.00	$24,200 Land $13,500 Building $10,700	$37,600 Land $16,200 Building $21,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 109 Oregon Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 456 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	748 units insured incl. 292 condo units
Nearby Flood Claims	34 (1998–2022)
Most Recent Claim	Oct 2022 · tidal / storm surge
Claims by Event	Severe Winter Storm And Snowstorm, Jan 2016 · 11 claims Hurricane Sandy, Oct 2012 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Oregon Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 84% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEWES BOARD OF PUBLIC WORKS serves 9,627 people · EPA ID DE0000602
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	22 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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