Contra Costa County property record for 109 Opal Ct, Hercules, CA 94547 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,060 sqft · built 1987 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Feb 2002) |
| Tax Bill | $9,634 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 407-041-002-4 |
| Primary APN | 407-041-002-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,060 sqft Living Area |
| 1st Floor Area | 1,230 sqft |
| 2nd Floor Area | 830 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 6,600 sqft (0.152 acres) |
| Garage Type | Attached |
| Garage Area | 688 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 109 OPAL CT |
|---|---|
| City | HERCULES |
| State | CA |
| Zip | 94547-1731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T6156A L0002 B |
| Legal Subdivision | CITY/HERCULES |
| Legal Tract | 6156A |
| Legal Lot Number | 0002 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 359204 |
Source: Contra Costa County records · APN 407-041-002-4
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 109 OPAL CT, HERCULES, CA 94547-1731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 15, 2002 · Amount on Record |
| Deed Sale | Feb 15, 2002 · Amount on Record |
| Prior Sale | Nov 16, 1998 · Amount on Record |
| Deed Document Number | 200253452 |
| Last Transfer Date | Feb 12, 2015 |
| Transfer Doc | 0000031124 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 109 OPAL CT, HERCULES, CA 94547-1731 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2023 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 109 OPAL CT, HERCULES, CA 94547-1731 |
| Document Number | 0000333034 |
|---|---|
| Date | Dec 07, 2021 |
| Instrument | 2021-333034 |
| Name | NEW WAVE LENDING GROUP INC |
|---|---|
| Type | Non-Lending Institution |
| Address | WALNUT, CA 91789 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Hercules City |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $640,388 (+2%) Land $301,360 Building $339,028 | |
| 2025 | $9,634.00 (+4.23%) Homeowner's exemption | $627,832 (+4.04%) Land $295,451 Building $332,381 |
| 2023 | $9,243.00 (+1.14%) Homeowner's exemption | $603,454 Land $283,979 Building $319,475 |
| 2022 | $9,139.00 |
Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133592043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 11% of California |
|---|---|
| Wildfire Likelihood | About 1 in 4,167 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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