109 Oneida Ln, Loda, IL 60948 Property Records

Iroquois County property record for 109 Oneida Ln, Loda, IL 60948

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.228 acres (9,963 sqft)
Owner	2 Individual Names on Record
Last Sale	$20,000 (Dec 2025)
Tax Bill	$160 (2025)
Deeds & Mortgages	Jun 2026 Construction Loan Dec 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`36 17 330 004`

Property Details

APN / Parcel Number

Primary APN	`36 17 330 004`

Exterior

Lot Area	9,963 sqft (0.228 acres)

Location & Zoning

Street Address	109 ONEIDA LN
City	LODA
State	IL
Zip	60948-9682
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LAKE IROQUOIS SD PLAT 7 LT 683B
Legal Subdivision	LAKE IROQUOIS SD
Legal Lot Number	683B
Jurisdiction	IROQUOIS IL
Township / Civil Division	LODA
Census Block Group	3
Census Block	3091
Census Tract	950700

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	441 MEADOWLARK LN, EATON, OH 45320-1959
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Construction Mortgage PEOPLES STATE BANK
Dec 19, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 3, 2023	Quit Claim Deed, Transfer Quitclaim
Sep 30, 2021	Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 2, 2021	Public Action, Foreclosure ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2025 · Amount on Record
Deed Sale	Dec 19, 2025 · Amount on Record
Prior Sale	May 28, 2025 · Amount on Record
Deed Document Number	20254278
Prior Transfer Date	Jan 30, 2023
Prior Transfer Doc	0000000326
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Recording Date	Jun 30, 2026
Property Address	109 ONEIDA LN, LODA, IL 60948-9682
Document Number	0000002248
Instrument Date	Jun 10, 2026
Instrument	20262248
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	441 MEADOWLARK LN, CHESAPEAKE, VA 23322-1958

Mortgage

Document Number	0000002248,
Date	Jun 30, 2026
Instrument	20262248

Lender

Name	PEOPLES STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jul 1, 2057

Interest

Rate Type	Adjustable Rate
Rate	6.9%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Dec 19, 2025
Property Address	109 ONEIDA LN, LODA, IL 60948-9682
Document Number	00025R4278
Map Reference	DOC 69-P-61
Instrument Date	Dec 19, 2025
Instrument	25R4278
Transaction Type	Transfer
Record Updated	Jan 12, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$20.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 ONEIDA LN, LODA, IL 60948-9682

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	72 MARCUM HILL RD, MANCHESTER, KY 40962-7229

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IROQUOIS IL
Recording Date	Feb 3, 2023
Property Address	109 ONEIDA LN, LODA, IL 60948-9682
Document Number	00023R0326
Map Reference	DOC 69-P-61
Instrument Date	Jan 30, 2023
Instrument	23R0326
Transaction Type	Transfer
Record Updated	Feb 21, 2023

Transaction

Amount	Amount Recorded
Tax	$5.50
Amount Accuracy	Verified / From Affidavit
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 CANTERBURY LN UNIT 1216, 1216, BOLINGBROOK, IL 60440-0440

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	19312 ELDERBERRY ST SW, ROCHESTER, WA 98579-9249

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	IROQUOIS IL
Recording Date	Sep 30, 2021
Property Address	109 ONEIDA LN, LODA, IL 60948-9682
Document Number	21R3982
Map Reference	DOC 69-P-61
Instrument Date	Sep 30, 2021
Instrument	21R3982
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1112 W BOUGHTON RD # 232, 232, BOLINGBROOK, IL 60440-1508

August 2021: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	IROQUOIS IL
Recording Date	Aug 2, 2021
Property Address	109 ONEIDA LN, LODA, IL 60948-9682
Document Number	21R3004
Map Reference	DOC 69-P-61
Instrument Date	Aug 2, 2021
Instrument	21R3004
Transaction Type	Foreclosure
Record Updated	Aug 18, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 96, EDWARDSVILLE, IL 62025-0096

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Loda Township
Unified School District	Paxton-Buckley-Loda Community Unit School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$160.00 (-19.6%)	$2,160 (-14.96%) Land $2,160	$6,480 (-14.96%) Land $6,480
2024	$199.00 (+9.94%)	$2,540 (+8.09%) Land $2,540	$7,620 (+8.09%) Land $7,620
2022	$181.00	$2,350 Land $2,350	$7,050 Land $7,050

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE IROQUOIS ASSOCIATION private · serves 800 people · EPA ID IL0755200
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Nextlink.

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