109 Oneida Ave, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 109 Oneida Ave, Dumont, NJ 07628

Property Summary

Property TypeSingle Family Home
Details2,912 sqft · built 1953
Lot Size0.23 acres (10,001 sqft)
OwnerIndividual Name on Record
Tax Bill$16,839 (2025)
Deeds & MortgagesOct 2022 Mortgage
Sep 2022 Transfer
Flood ZoneZone X (minimal risk)
APN10-00714-0000-00008

Property Details

APN / Parcel Number

Primary APN10-00714-0000-00008
Alternative APNs
  • 100071400008
  • 014700

Interior

Building Area2,912 sqft Living Area

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Lot Area10,001 sqft (0.23 acres)
Lot Dimensions100 ft deep x 100 ft wide

Location & Zoning

Account Number014700
Street Address109 ONEIDA AVE
CityDUMONT
StateNJ
Zip07628-2111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Description100X100
Legal SubdivisionGILPIN PARK
Legal Block714
Legal Lot Number8
JurisdictionBERGEN NJ
Township / Civil DivisionDUMONT
Census Block Group6
Census Block6007
Census Tract10300

Owner

Source: Bergen County and Dumont Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address109 ONEIDA AVE, DUMONT, NJ 07628-2111
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITY BANK
Sep 1, 2022Intrafamily Transfer, Transfer
OLD REPUBLIC TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 24, 2022
Transfer Doc0047941464
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address109 ONEIDA AVE, DUMONT, NJ 07628-2111
Transaction TypeMortgage
Record UpdatedDec 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0048430100
DateOct 24, 2022
Book Page4843/100
Instrument2022102207
Lender
NameUNITY BANK
TypeBank
AddressCLINTON, NJ 08809
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2052
Interest
Rate TypeAdjustable Rate
Rate6.12%
Type Change DateOct 11, 2027
Change Frequency6 Months
Min Rate At Change4.5%
Max Rate At Change8.12%
IndexOther
Max Rate12.1%

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERGEN NJ
Recording DateSep 1, 2022
Property Address109 ONEIDA AVE, DUMONT, NJ 07628-2111
Document Number0047941464
Book / Page4794 / 1464
Instrument DateAug 24, 2022
Instrument2022087124
Transaction TypeTransfer
Record UpdatedOct 7, 2022
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address109 ONEIDA AVE, 109, DUMONT, NJ 07628-2111

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 ONEIDA AVE, DUMONT, NJ 07628-2111

Tax Assessment & Valuation

Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityDumont Borough
Unified School DistrictDumont Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$769,000 (+6.86%) Land $345,600 Building $423,400$769,000 (+6.86%) Land $345,600 Building $423,400
2025$16,839.00 (+4.64%)$719,600 (+81.76%) Land $317,500 Building $402,100$719,600 (+81.76%) Land $317,500 Building $402,100
2024$16,093.00 (+6.42%)
2023$395,900 Land $187,500 Building $208,400$395,900 Land $187,500 Building $208,400
2022$15,122.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 692 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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