Wake County property record for 109 Olde Tree Dr, Cary, NC 27518
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,675 sqft · built 1997 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $700,000 (Jul 2026) |
| Tax Bill | $4,229 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0761.03-02-9984-000 |
| Primary APN | 0761.03-02-9984-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,675 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Area | 272 sqft |
| Deck Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 0218888 |
|---|---|
| Street Address | 109 OLDE TREE DR |
| City | CARY |
| State | NC |
| Zip | 27518-2266 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | LO51 FERNWOOD SUB PH2 BM1995-1538 |
| Legal Subdivision | FERNWOOD SUB PH2 |
| Legal Phase | 2 |
| Legal Lot Number | 51 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 53405 |
Source: Wake County records, as of August 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 OLDE TREE DR, CARY, NC 27518-2266 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jul 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE |
| Mar 2, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2026 · Amount on Record |
| Deed Sale | Jul 30, 2026 · Amount on Record |
| Prior Sale | May 31, 2024 · Amount on Record |
| Deed Document Number | 202686344 |
| Deed Book / Page | 20298 / 1353 |
| Prior Transfer Date | May 29, 2024 |
| Prior Transfer Doc | 19625/2401 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Jul 30, 2026 |
| Property Address | 109 OLDE TREE DR, CARY, NC 27518-2266 |
| Document Number | 0000086344 |
| Book / Page | 20298 / 1353 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 202686344 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | STERLING TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $141,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 OLDE TREE DR, CARY, NC 27518-2266 |
| Document Number | 0000086345, |
|---|---|
| Date | Jul 30, 2026 |
| Book Page | 20298/1355 |
| Instrument | 202686345 |
| Name | FIRST HERITAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 109 OLDE TREE DR, CARY, NC 27518-2266 |
| Document Number | 170620204 |
| Instrument Date | Mar 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 109 OLDE TREE DR CARY NC 275182266, CARY, NC 27518-2266 |
| Document Number | 170620204 |
|---|---|
| Date | Mar 6, 2018 |
| Book Page | 017062/000204 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 5, 2033 |
Source: Wake County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Cary Town |
| County | Wake County |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,229.00 (+8.6%) | $491,103 (+27%) Land $190,000 Building $301,103 | $491,103 (+27%) Land $190,000 Building $301,103 |
| 2023 | $3,894.00 | $386,696 Land $95,000 Building $291,696 | $386,696 Land $95,000 Building $291,696 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1999–2001) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2001 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CARY serves 227,300 people · EPA ID NC0392020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · May 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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