109 Old Post Rd, Oswego, IL 60543 Property Records

Kendall County property record for 109 Old Post Rd, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,132 sqft · built 1996
Lot Size	0.211 acres (9,179 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Jun 2026)
Tax Bill	$8,491 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-09-204-020`

Property Details

APN / Parcel Number

Primary APN	`03-09-204-020`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,132 sqft Living Area
Gross Area	2,552 sqft
1st Floor Area	2,132 sqft
Basement Area	762 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	9,179 sqft (0.211 acres)
Lot Dimensions	105 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	109 OLD POST RD
City	OSWEGO
State	IL
Zip	60543-8409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 182 VICTORIA MEADOWS UNIT 2 VILLAGE OF OSWEGO
Legal Subdivision	VICTORIA MEADOWS
Legal Lot Number	182
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	4
Census Block	4023
Census Tract	890302

Owner

Source: Kendall County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	109 OLD POST RD, OSWEGO, IL 60543-8409
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Warranty Deed, Transfer · Conventional Mortgage CME LENDING GROUP LLC
Feb 16, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2026 · Amount on File
Deed Sale	Jun 30, 2026 · Amount on File
Prior Sale	Feb 16, 2022 · Amount on File
Deed Document Number	20269437
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Jun 30, 2026
Property Address	109 OLD POST RD, OSWEGO, IL 60543-8409
Document Number	0000009437
Instrument Date	Jun 3, 2026
Instrument	20269437
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$113,625.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	109 OLD POST RD, OSWEGO, IL 60543-8409

Mortgage

Document Number	0000009438,
Date	Jun 30, 2026
Instrument	20269438

Lender

Name	CME LENDING GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.63%
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Feb 16, 2022
Property Address	109 OLD POST RD, OSWEGO, IL 60543-8409
Document Number	0000003223
Instrument Date	Oct 14, 2021
Instrument	202200003223
Transaction Type	Transfer
Record Updated	Feb 24, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 OLD POST RD, 109, OSWEGO, IL 60543-8409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 OLD POST RD, OSWEGO, IL 60543-8409

Mortgage

Document Number	0000003224
Date	Feb 16, 2022
Instrument	202200003224

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.82%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Municipality	Oswego Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,491.00 (+0.88%)	$118,338 (+7%) Land $25,407 Building $92,931	$355,014 (+7%) Land $76,221 Building $278,793
2024	$8,417.00	$110,596 (+23.17%) Land $23,745 Building $86,851	$331,788 (+23.17%) Land $71,235 Building $260,553
2022		$89,791 Land $19,278 Building $70,513	$269,373 Land $57,834 Building $211,539

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO serves 38,169 people · EPA ID IL0930150
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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