109 Old Mill Rd, Chapin, SC 29036 Property Records

Lexington County property record for 109 Old Mill Rd, Chapin, SC 29036

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,146 sqft · built 2002
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on File
Last Sale	$470,000 (May 2020)
Tax Bill	$3,097 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit May 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001541-01-054`

Property Details

APN / Parcel Number

Primary APN	`001541-01-054`
Alternative APN	`0154101054`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,146 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2005
Exterior Material	Stucco
Lot Area	19,166 sqft (0.44 acres)
View / Lot	Waterfront / Beach

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	109 OLD MILL RD
City	CHAPIN
State	SC
Zip	29036-8679
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	TIMBERLAKE ESTATES PH III LOT 85
Legal Subdivision	TIMBERLAKE ESTATES
Legal Lot Number	85
Jurisdiction	LEXINGTON SC
Township / Civil Division	CHAPIN
Census Block Group	1
Census Block	1004
Census Tract	21205

Owner

109 Old Mill Rd is owned and occupied by an individual who bought it in May 2020.

Source: Lexington County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	109 OLD MILL RD, CHAPIN, SC 29036-8679
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 15, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 1, 2020	Deed, Transfer · Conventional Mortgage FIRST COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2020 · Amount on File
Deed Sale	May 1, 2020 · Amount on File
Prior Sale	Feb 14, 2000 · Amount on File
Deed Document Number	202017941
Deed Book / Page	20869 / 1430
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	109 OLD MILL RD, CHAPIN, SC 29036-8679
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2105403803
Date	Apr 27, 2023
Book Page	21054/3803
Instrument	2023014030

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 21, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	109 OLD MILL RD, CHAPIN, SC 29036-8679
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2000500080
Date	May 15, 2018
Book Page	20005/080
Instrument	2018021121

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 8, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LEXINGTON SC
Recording Date	May 1, 2020
Property Address	109 OLD MILL RD, CHAPIN, SC 29036-8679
Document Number	2086901430
Book / Page	20869 / 1430
Map Reference	SL 260 PL 9
Instrument Date	Apr 30, 2020
Instrument	2020017941
Transaction Type	Transfer
Record Updated	Feb 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,739.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	109 OLD MILL RD, CHAPIN, SC 29036-8679

Mortgage

Document Number	2020017942
Date	May 1, 2020
Instrument	2020017942

Lender

Name	FIRST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 109 Old Mill Rd was $3,097, up 7.7% from the year before.

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,097.00 (+7.68%)
2024	$2,876.00 (+0.88%)	$18,800 (-) Land $4,020 Building $14,780	$470,000 (-) Land $100,500 Building $369,500
2023	$2,851.00	$18,800 Land $4,020 Building $14,780	$470,000 Land $100,500 Building $369,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Old Mill Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	4 (2006–2026)
Most Recent Claim	May 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Old Mill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRYSTAL PINES private · serves 69 people · EPA ID SC3250065
Water Source	Groundwater
Last State Inspection	Apr 2025
Also Mapped Here	CITY OF COLUMBIA
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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