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109 Old Field Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 109 Old Field Rd, Beech Mountain, NC 28604

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,936 sqft · built 1983
Lot Size0.61 acres (26,572 sqft)
Owner2 Individual Names on Record
Last Sale$622,500 (Nov 2025)
Tax Bill$1,658 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Nov 2020 Sale
Flood ZoneZone X (minimal risk)
APN1940-96-1265-000

Property Details

APN / Parcel Number

Primary APN1940-96-1265-000
Alternative APNs
  • 1817414
  • 1868719

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,936 sqft Living Area
1st Floor Area1,080 sqft
Basement Area1,120 sqft
Finished Basement1,120 sqft
Unfinished Basement1,120 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeFooting
Roof MaterialAsphalt
Lot Area26,572 sqft (0.61 acres)
Garage TypeBasement
Parking Spaces1 Parking Space
PorchPorch
Porch Area765 sqft
Patio Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
Water SourceCommercial

Location & Zoning

Account Number1868719
Street Address109 OLD FIELD RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8141
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBMR2
Legal DescriptionGGGC-H 014
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1031
Census Tract921000

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8104 WILLOW WAY, WILMINGTON, NC 28412-3270
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2025Deed, Transfer · Non-Conforming Investor Loan
FIRST CITIZENS BANK & TRUST CO
Nov 16, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 12, 2025 · Amount on Record
Deed SaleNov 12, 2025 · Amount on Record
Prior SaleNov 16, 2020 · Amount on Record
Deed Document Number2025755221
Deed Book / Page2459 / 840
Record UpdatedOct 29, 2026

November 2025: Deed, Transfer

Document TypeDeed
JurisdictionWATAUGA NC
Recording DateNov 12, 2025
Property Address109 OLD FIELD RD, BEECH MOUNTAIN, NC 28604-8141
Document Number0024590840
Book / Page2459 / 840
Map ReferenceMB 5 PG 25
Instrument DateOct 29, 2025
Instrument755221
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,245.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address221 OSCEOLA WAY, PALM BEACH, FL 33480-3132

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address8104 WILLOW WAY, WILMINGTON, NC 28412-3270

Mortgage

Document Number0000755222
DateNov 12, 2025
Instrument755222
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
Agreement
TypeNon-Conforming Investor Loan
AmountAmount Recorded

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateNov 16, 2020
Property Address109 OLD FIELD RD, BEECH MOUNTAIN, NC 28604-8141
Document Number0021420660
Book / Page002142 / 000660
Instrument DateNov 11, 2020
Instrument698402
Transaction TypeTransfer
Record UpdatedNov 26, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$972.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 OSCEOLA WAY PALM BEACH FL 334803132, PALM BEACH, FL 33480-3132

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$485,400 (-) Land $63,900 Building $421,500
2025$1,658.00$485,400 (-) Land $63,900 Building $421,500
2024$485,400 Land $63,900 Building $421,500
2023$485,400 Land $63,900 Building $421,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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