Chesapeake City property record for 109 Old Dr, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,241 sqft · built 1960 |
| Lot Size | 0.485 acres (21,127 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Feb 2014) |
| Tax Bill | $4,037 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Nov 2022 Refinance + 3 more |
| APN | 0481007000140 |
| Primary APN | 0481007000140 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,241 sqft Living Area |
| 1st Floor Area | 2,241 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 21,127 sqft (0.485 acres) |
| Garage Type | Attached |
| Garage Area | 870 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 49 sqft |
| Deck Area | Deck Area |
| Patio Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 126 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 109 OLD DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-5227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | LOT 14 WILSON HEIGHTS SEC B |
| Legal Subdivision | WILSON HEIGHTS,SOUTH,HALL MANOR,MEADOW W |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 21010 |
Source: Chesapeake City records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 OLD DR, CHESAPEAKE, VA 23322-5227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CAPTIAL CENTER LLC |
| Nov 2, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC |
| Mar 2, 2021 | Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK |
| Oct 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| May 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 7, 2014 · Amount on Record |
| Deed Sale | Feb 7, 2014 · Amount on Record |
| Prior Sale | Jun 1, 2012 · Amount on Record |
| Deed Book / Page | 9316 / 157 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 109 OLD DR, CHESAPEAKE, VA 23322-5227 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2025 |
| Name | Verified Name |
|---|---|
| Address | 109 OLD DR, CHESAPEAKE, VA 23322-5227 |
| Document Number | 010914/514 |
|---|---|
| Date | Nov 10, 2025 |
| Book Page | 10914/514 |
| Instrument | 250026230 |
| Name | CAPTIAL CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | GLEN ALLEN, VA 23060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 109 OLD DR, CHESAPEAKE, VA 23322-5227 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 10614/1443 |
|---|---|
| Date | Nov 2, 2022 |
| Book Page | 10614/1443 |
| Instrument | 220033137 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 109 OLD DR, CHESAPEAKE, VA 23322-5227 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 10321/1129 |
|---|---|
| Date | Mar 2, 2021 |
| Book Page | 10321/1129 |
| Instrument | 210009535 |
| Name | ATLANTIC UNION BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 109 OLD DR, CHESAPEAKE, VA 23322-5227 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE SOURCES INC, TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 9843/1585 |
|---|---|
| Date | Oct 11, 2017 |
| Book Page | 9843/1585 |
| Instrument | 170028272 |
| Name | QUICKEN LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 109 OLD DR, CHESAPEAKE, VA 23322-5227 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10144/1823 |
|---|---|
| Date | May 4, 2020 |
| Book Page | 10144/1823 |
| Instrument | 200013642 |
| Name | QUICKEN LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | May 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
Source: Chesapeake City assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,037.00 (+35.52%) | $399,700 (+10.94%) Land $190,000 Building $209,700 | $399,700 (+10.94%) Land $190,000 Building $209,700 |
| 2023 | $360,300 (+3.5%) Land $170,000 Building $190,300 | $360,300 (+3.5%) Land $170,000 Building $190,300 | |
| 2022 | $348,100 Land $150,000 Building $198,100 | $348,100 Land $150,000 Building $198,100 | |
| 2019 | $2,979.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2010 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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