109 Oconee Ave, Westminster, SC 29693 Property Records

Oconee County property record for 109 Oconee Ave, Westminster, SC 29693

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,700 sqft · built 1998
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Dec 2023)
Tax Bill	$1,444 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`323-01-06-008`

Property Details

APN / Parcel Number

Primary APN	`323-01-06-008`
Alternative APN	`48274`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	5 Stories
Building Area	1,700 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2015
Architectural Style	Traditional
Exterior Material	Vinyl
Foundation Type	Raised
Roof Material	Shingle
Lot Area	28,314 sqft (0.65 acres)
Garage Type	Attached
Garage Area	572 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	48274
Old Parcel Number	323 01 06 008
Street Address	109 OCONEE AVE
City	WESTMINSTER
State	SC
Zip	29693-6432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 114 & 115 CHICKASAW POINT
Legal Subdivision	CHICKASAW POINT
Legal Block	6
Legal Lot Number	114-115 115
Jurisdiction	OCONEE SC
Township / Civil Division	OAKWAY
Census Block Group	2
Census Block	2009
Census Tract	30901

Owner

109 Oconee Ave is owned and occupied by an individual who bought it in December 2023.

Source: Oconee County records, as of November 14, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	109 OCONEE AVE, WESTMINSTER, SC 29693-6432
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Dec 4, 2023	Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2023 · Amount on File
Deed Sale	Dec 4, 2023 · Amount on File
Deed Document Number	0000006607
Deed Book / Page	3012 / 12
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	109 OCONEE AVE, WESTMINSTER, SC 29693-6432
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	PROPERTY TITLE AND ESCROW LLC, PRIORITY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 OCONEE AVE, WESTMINSTER, SC 29693-6432

Mortgage

Document Number	0000003397
Date	Sep 11, 2025
Book Page	4726/163
Instrument	3397

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2040

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Dec 4, 2023
Property Address	109 OCONEE AVE, WESTMINSTER, SC 29693-6432
Document Number	0000006607
Book / Page	3012 / 12
Map Reference	MB A960 PG 5
Instrument Date	Nov 29, 2023
Instrument	6607
Transaction Type	Transfer
Record Updated	Dec 15, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 OCONEE AVE, WESTMINSTER, SC 29693-6432

Mortgage

Document Number	0000006608
Date	Dec 4, 2023
Book Page	4513/286
Instrument	6608

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 109 Oconee Ave was $1,444.

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,444.00	$13,765 Land $416 Building $13,349	$344,120 Land $10,400 Building $333,720
2023		$8,507 (-) Land $416 Building $8,091	$212,679 (-) Land $10,400 Building $202,279
2022		$8,507 Land $416 Building $8,091	$212,679 Land $10,400 Building $202,279

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Oconee Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Oconee Ave is moderate, ranking above 43% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICKASAW POINT private · serves 823 people · EPA ID SC3750010
Water Source	Purchased surface water from PIONEER RURAL WATER DIST
Last State Inspection	Nov 2023
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
AT&T DSL	100 / 20

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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