109 Oakmere Rd, Owings Mills, MD 21117 Property Records

Baltimore County property record for 109 Oakmere Rd, Owings Mills, MD 21117

Property Summary

Property Type	Single Family Home
Details	1 ba · 925 sqft · built 1955
Lot Size	0.234 acres (10,200 sqft)
Owner	Individual Name on File
Last Sale	$199,900 (Feb 2015)
Tax Bill	$1,421 (2023)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2019 Mortgage
APN	`04-0408066390`

Property Details

APN / Parcel Number

Primary APN	`04-0408066390`
Alternative APNs	`40408066390` `0408066390`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	925 sqft Total Area
1st Floor Area	925 sqft
Basement Area	693 sqft
Finished Basement	693 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,200 sqft (0.234 acres)
Lot Dimensions	170 ft deep x 60 ft wide
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	0408066390
Old Parcel Number	40408066390
Street Address	109 OAKMERE RD
City	OWINGS MILLS
State	MD
Zip	21117-2418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	624 NE CEDARMERE CEDARMERE
Legal Subdivision	CEDARMERE
Legal Block	G
Legal Lot Number	16
Jurisdiction	BALTIMORE MD
Township / Civil Division	4
Census Block Group	2
Census Block	2008
Census Tract	404102

Owner

109 Oakmere Rd is owned and occupied by an individual who bought it in February 2015.

Source: Baltimore County records, as of September 22, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	109 OAKMERE RD, OWINGS MILLS, MD 21117-2418
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 23, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2015 · Amount on File
Deed Sale	Feb 11, 2015 · Amount on File
Deed Document Number	521415
Deed Book / Page	35839 / 17
Record Updated	Jun 7, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	109 OAKMERE RD, OWINGS MILLS, MD 21117-2418
Transaction Type	Mortgage
Record Updated	Sep 25, 2023
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0450300082
Date	Jun 29, 2021
Book Page	45030/82

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	109 OAKMERE RD, OWINGS MILLS, MD 21117-2418
Document Number	0423630219
Instrument Date	Dec 23, 2019
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	109 OAKMERE RD OWINGS MILLS MD 211172418, OWINGS MILLS, MD 21117-2418

Mortgage

Document Number	0423630219
Date	Jan 17, 2020
Book Page	042363/000219

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2050

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,421.00 Homeowner's exemption	$214,500	$220,600 Land $65,300 Building $155,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 109 Oakmere Rd; there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Oakmere Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, BridgeMAXX Suncoast Broadband.

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