109 Oakleaf Dr, Atlantic Beach, NC 28512 Property Records

Carteret County property record for 109 Oakleaf Dr, Atlantic Beach, NC 28512

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,922 sqft · built 1995
Lot Size0.242 acres (10,542 sqft)
Owner2 Individual Names on File
Last Sale$610,000 (Jan 2024)
Tax Bill$1,398 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN6365.14.42.9826000

Property Details

APN / Parcel Number

Primary APN6365.14.42.9826000
Alternative APNs
  • 43891
  • 69837

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,922 sqft Heated Area
Gross Area2,053 sqft
1st Floor Area464 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1999
Architectural StyleContemporary
Exterior MaterialFiber Cement Siding
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,542 sqft (0.242 acres)
Lot Dimensions116 ft deep x 102 ft wide
View / LotGolf Course
Garage TypeFinished
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area140 sqft
Deck Area39 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number69837
Street Address109 OAKLEAF DR
CityATLANTIC BEACH
StateNC
Zip28512-6604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT2 P2 FAIRWAY VILLAS
Legal SubdivisionFAIRWAY VILLA PH 2
Legal Block42
Legal Lot Number2
JurisdictionCARTERET NC
Township / Civil DivisionMOREHEAD
Census Block Group2
Census Block2028
Census Tract971003

Owner

Source: Carteret County records · APN 6365.14.42.9826000

Assessment roll updated November 24, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2101 GRANT FARM CT, MARRIOTTSVILLE, MD 21104-1468
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 16, 2024 · Amount on Record
Deed SaleJan 16, 2024 · Amount on Record
Deed Document Number20241817409
Deed Book / Page1817 / 409
Record UpdatedJun 08, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateJan 16, 2024
Property Address109 OAKLEAF DR, PINE KNOLL SHORES, NC 28512-6604
Document Number0018170409
Book / Page1817 / 409
Map ReferenceMB 28 PG 533
Instrument DateJan 08, 2024
Instrument1817409
Transaction TypeTransfer
Record UpdatedJan 26, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,220.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address201 ROCK DOVE LN, PHOENIXVILLE, PA 19460-1091

Transferred To (Grantee/Buyer)

NameVerified Name
Address2101 GRANT FARM CT, MARRIOTTSVILLE, MD 21104-1468

Mortgage

Document Number0001817410
DateJan 16, 2024
Instrument1817410
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054

Tax Assessment & Valuation

Source: Carteret County records · Assessment roll updated November 24, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityPine Knoll Shores Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,398.00 (+43.68%)$577,933 (+98.92%) Land $186,798 Building $391,135$577,933 (+98.92%) Land $186,798 Building $391,135
2023$290,537 Land $109,130 Building $181,407$290,537 Land $109,130 Building $181,407
2022$973.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 461 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,290 units insured
incl. 829 condo units
Nearby Flood Claims52 (1999–2024)
Claims Outside the SFHA16 of 52
Most Recent ClaimSep 2024 · Potential Tropical Cyclone Eight
Claims by Event
  • Hurricane Dorian, Sep 2019 · 4 claims
  • Hurricane Florence, Sep 2018 · 37 claims
  • Hurricane Irene, Aug 2011 · 5 claims

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Based on FCC filings for 178 locations within half a mile of this property.

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