109 Oakcrest Dr E, Savannah, GA 31405 Property Records

Chatham County property record for 109 Oakcrest Dr E, Savannah, GA 31405

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · built 2021
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on Record
Last Sale$452,729 (Aug 2021)
Tax Bill$6,504 (2025)
Deeds & MortgagesJan 2021 Mortgage
Aug 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN1-1008F-02-026

Property Details

APN / Parcel Number

Primary APN1-1008F-02-026
Alternative APN
  • S340A001

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleBi-Level
Construction TypeFrame
Foundation TypeRaised
Roof MaterialComposition Shingle
Lot Area12,197 sqft (0.28 acres)
Garage TypeMixed
Garage Area540 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address109 OAKCREST DR E
CitySAVANNAH
StateGA
Zip31405-8155
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUDC
Legal DescriptionLOT 1282 SOUTHBRIDGE AT BERWICK PLANTATION PHASE 3 SMB 38S 70A
Legal SubdivisionS BRIDGE AT BER
Legal Phase3
Legal Lot Number1282
JurisdictionCHATHAM GA
Township / Civil DivisionPOOLER-BLOOMINGDALE
Census Block Group1
Census Block1001
Census Tract10817

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address109 OAKCREST DR W, SAVANNAH, GA 31405-8159
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2021Deed of Trust, Mortgage · Commercial Mortgage
FIRST CHATHAM BANK
Aug 31, 2021Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
BANKSOUTH MORTGAGE
Oct 15, 2020Warranty Deed, Construction Loan · Commercial Mortgage
FIRST CHATHAM BANK
Mar 29, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 31, 2021 · Amount on Record
Deed SaleAug 31, 2021 · Amount on Record
Prior SaleOct 15, 2020 · Amount on Record
Deed Document Number202111230
Deed Book / Page2510 / 637
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHATHAM GA
Property Address109 OAKCREST DR E, SAVANNAH, GA 31405-8155
Transaction TypeMortgage
Record UpdatedDec 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 OAKCREST DR, SAVANNAH

Mortgage

Document Number0022250023
DateJan 29, 2021
Book Page0000002225/0000000023
Lender
NameFIRST CHATHAM BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueJan 1, 2022

August 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCHATHAM GA
Recording DateAug 31, 2021
Property Address109 OAKCREST DR E, SAVANNAH, GA 31405-8155
Document Number0025100637
Book / Page2510 / 637
Instrument DateAug 31, 2021
Instrument2021-011230
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 23, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 OAKCREST DR W, SAVANNAH, GA 31405-8159

Mortgage

Document Number0025100639
DateAug 31, 2021
Book Page0000002510/0000000639
Lender
NameBANKSOUTH MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

October 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionCHATHAM GA
Recording DateOct 15, 2020
Property Address109 OAKCREST DR E, SAVANNAH, GA 31405-8155
Document Number0021050724
Book / Page2105 / 724
Instrument DateOct 15, 2020
Instrument2020-011053
Transaction TypeConstruction Loan
Record UpdatedJun 23, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3448 US HIGHWAY 17, RICHMOND HILL, GA 31324-8802

Mortgage

Document Number0021050727
DateOct 20, 2020
Book Page0000002105/0000000727
Lender
NameFIRST CHATHAM BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term24 Months
DueJan 1, 2022

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHATHAM GA
Recording DateMar 29, 2017
Property Address109 OAKCREST DR E, SAVANNAH, GA 31405-8155
Document Number0010910579
Book / Page1091 / 579
Instrument DateMar 29, 2017
Instrument2017-005343
Transaction TypeTransfer
Record UpdatedJun 23, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1018 US HIGHWAY 80 W STE 708, 708, POOLER, GA 31322-1615
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyChatham County
Unified School DistrictChatham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$218,480 (+3.78%) Land $43,200 Building $175,280$546,200 (+3.78%) Land $108,000 Building $438,200
2025$6,504.00 (+22.67%) Homeowner's exemption$210,520 (+14.49%) Land $43,200 Building $167,320$526,300 (+14.49%) Land $108,000 Building $418,300
2023$183,880 (+19.9%) Land $43,200 Building $140,680$459,700 (+19.9%) Land $108,000 Building $351,700
2022$5,302.00$153,360 Land $27,000 Building $126,360$383,400 Land $67,500 Building $315,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 83 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies83 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 51% of Georgia
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLARCHMONT ESTATES SUBDIVISION
private · serves 11,799 people · EPA ID GA0510034
Water SourceGroundwater
Last State InspectionAug 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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