109 Oak View Dr, Mount Sterling, KY 40353 Property Records

Montgomery County property record for 109 Oak View Dr, Mount Sterling, KY 40353

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,588 sqft · built 2011
Owner2 Individual Names on Record
Last Sale$150,000 (Jul 2011)
Tax Bill$1,686 (2025)
Flood ZoneZone X (minimal risk)
APN030-20-01-056.00

Property Details

APN / Parcel Number

Primary APN030-20-01-056.00
Alternative APN
  • 639238

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,588 sqft Living Area
Family RoomFamily Room

Exterior

Year BuiltBuilt 2011
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeBlock
Roof TypeHip
Roof MaterialComposition Shingle
Garage TypeMixed
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area209 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number639238
Street Address109 OAK VIEW DR
CityMOUNT STERLING
StateKY
Zip40353-7020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTWIN OAKS ESTS LOT 56 & HOUSE
Legal SubdivisionTWIN OAKS ESTS
Legal Lot Number56
JurisdictionMONTGOMERY KY
Township / Civil DivisionMOUNT STERLING
Census Block Group2
Census Block2011
Census Tract920100

Owner

Source: Montgomery County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address109 OAK VIEW DR, MOUNT STERLING, KY 40353-7020
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 6, 2011 · Amount on Record
Deed SaleJul 6, 2011 · Amount on Record
Deed Document Number0000295489
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMontgomery County
Unified School DistrictMontgomery County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,686.00 (+1.14%)$155,000 (-)$155,000 (-)
2023$1,667.00$155,000$155,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1997)
Most Recent ClaimMar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJUDY WATER ASSOCIATION
private · serves 5,539 people · EPA ID KY0870147
Water SourcePurchased surface water from several systems
Last State InspectionMar 2025
Lead6 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: Spectrum.

Nearby Properties on Oak View Dr

Nearby Streets

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