109 Oak St, Holcomb, IL 61043 Property Records

Ogle County property record for 109 Oak St, Holcomb, IL 61043

Property Summary

Property Type	Single Family Home
Lot Size	0.102 acres (4,453 sqft)
Owner	Individual Name on Record
Last Sale	$82,500 (Oct 2017)
Tax Bill	$572 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Oct 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-34-429-004`

Property Details

APN / Parcel Number

Primary APN	`11-34-429-004`

Exterior

Lot Area	4,453 sqft (0.102 acres)
Lot Dimensions	124 ft deep x 36 ft wide

Location & Zoning

Street Address	109 OAK ST
City	HOLCOMB
State	IL
Zip	61043-5504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: E 36 LOT 8 BLK 14 SHEAFFS 2ND ADD VIL OF HOLCOMB
Legal Subdivision	SHEAFFS SECOND ADD
Legal Block	14
Legal Lot Number	8
Jurisdiction	OGLE IL
Township / Civil Division	SCOTT
Census Block Group	1
Census Block	1014
Census Tract	961002

Owner

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	107 OAK ST, HOLCOMB, IL 61043-5504
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Oct 30, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 9, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 18, 2017	Warranty Deed, Transfer · Conventional with PMI STILLMAN BANCORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2017 · Amount on Record
Deed Sale	Oct 18, 2017 · Amount on Record
Deed Document Number	20176044
Last Transfer Date	Sep 9, 2019
Transfer Doc	0000005025
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	109 OAK ST, HOLCOMB, IL 61043-5504
Transaction Type	Mortgage
Record Updated	Dec 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006544
Date	Nov 21, 2022
Instrument	202206544

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.88%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2020
Change Frequency	Annually
Min Rate At Change	4.88%
Max Rate At Change	8.88%
Index	1-Year CMT
Max Rate	12.8%

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OGLE IL
Recording Date	Oct 30, 2020
Property Address	109 OAK ST, HOLCOMB, IL 61043-5504
Document Number	0000008412
Instrument Date	Oct 15, 2020
Instrument	8412
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$3.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 OAK ST HOLCOMB IL 610435504, HOLCOMB, IL 61043-5504

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OGLE IL
Recording Date	Sep 9, 2019
Property Address	109 OAK ST, HOLCOMB, IL 61043-5504
Document Number	0000005025
Instrument Date	Sep 9, 2019
Instrument	5025
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 OAK ST HOLCOMB IL 610435504, HOLCOMB, IL 61043-5504

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Oct 18, 2017
Property Address	109 OAK ST, HOLCOMB, IL 61043-5504
Document Number	0000006044
Instrument Date	Oct 16, 2017
Instrument	6044
Transaction Type	Transfer
Record Updated	Dec 5, 2017
Title Company	KENZLEY TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	109 OAK ST HOLCOMB IL 610435504, HOLCOMB, IL 61043-5504

Mortgage

Document Number	6045
Date	Oct 18, 2017
Instrument	6045

Lender

Name	STILLMAN BANCORP
Type	Mortgage Company
Address	STILLMAN VALLEY, IL 61084

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Oct 17, 2037

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Scott Township
Elementary School District	Kings Consolidated School District 144 (PK - 08)
Secondary School District	Rochelle Township High School District 212 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$572.00 (+16.5%)	$7,360 (+19.71%) Land $4,441 Building $2,919	$22,080 (+19.71%) Land $13,323 Building $8,757
2023		$6,148 Land $3,710 Building $2,438	$18,444 Land $11,130 Building $7,314
2022	$491.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	50 / 10

May also be available: AT&T, LR Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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