York County property record for 109 Oak St, Clover, SC 29710
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,136 sqft |
| Lot Size | 0.366 acres (15,936 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (Jul 2023) |
| Tax Bill | $2,411 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Jan 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-05-15-024 |
| Primary APN | 010-05-15-024 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,136 sqft Living Area |
| Gross Area | 1,184 sqft |
| 1st Floor Area | 1,136 sqft |
| Effective Year Built | Effective 2010 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,936 sqft (0.366 acres) |
| Porch | Slab |
| Porch Area | 96 sqft |
| Street Address | 109 OAK ST |
|---|---|
| City | CLOVER |
| State | SC |
| Zip | 29710-1324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK |
| Jurisdiction | YORK SC |
| Township / Civil Division | CLOVER |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 61802 |
Source: York County records, as of May 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 OAK ST, CLOVER, SC 29710-1324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 26, 2023 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 25, 2023 | Deed, Transfer |
| Jan 25, 2023 | Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Jan 13, 2022 | Deed of Distribution, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2023 · Amount on Record |
| Deed Sale | Jul 26, 2023 · Amount on Record |
| Prior Sale | Jan 25, 2023 · Amount on Record |
| Deed Document Number | 202322777 |
| Deed Book / Page | 20867 / 151 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Jul 26, 2023 |
| Property Address | 109 OAK ST, CLOVER, SC 29710-1324 |
| Document Number | 2086700151 |
| Book / Page | 20867 / 151 |
| Map Reference | MB 6 PG 116 |
| Instrument Date | Jul 26, 2023 |
| Instrument | 2023022777 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $611.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 OAK ST, CLOVER, SC 29710-1324 |
| Document Number | 2023022778 |
|---|---|
| Date | Jul 26, 2023 |
| Instrument | 2023022778 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Jan 25, 2023 |
| Property Address | 109 OAK ST, CLOVER, SC 29710-1324 |
| Document Number | 2059300342 |
| Book / Page | 20593 / 342 |
| Map Reference | MB 6 PG 116 |
| Instrument Date | Jan 24, 2023 |
| Instrument | 2023002227 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 151 LODGES LN APT 101, 101, CLOVER, SC 29710-4039 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Jan 25, 2023 |
| Property Address | 109 OAK ST, CLOVER, SC 29710-1324 |
| Document Number | 2059300315 |
| Book / Page | 20593 / 315 |
| Map Reference | MB 6 PG 116 |
| Instrument Date | Jan 24, 2023 |
| Instrument | 2023002225 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $442.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 151 LODGES LN APT 101, 101, CLOVER, SC 29710-4039 |
| Document Number | 2023002226 |
|---|---|
| Date | Jan 25, 2023 |
| Instrument | 2023002226 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Jan 13, 2022 |
| Property Address | 109 OAK ST, CLOVER, SC 29710-1324 |
| Document Number | 1991300210 |
| Book / Page | 19913 / 210 |
| Map Reference | MB 6 PG 116 |
| Instrument Date | Dec 22, 2021 |
| Instrument | 2022002049 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 865 SAINT PAUL CHURCH RD, CLOVER, SC 29710-9799 |
Source: York County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Municipality | Clover Town |
| Unified School District | York School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,411.00 (-21.49%) | $9,696 (+57.12%) Land $1,440 Building $8,256 | $242,400 (+135.67%) Land $36,000 Building $206,400 |
| 2023 | $3,071.00 (+1,524.87%) Additional exemption filed | $6,171 (+118.13%) Land $960 Building $5,211 | $102,854 (+44.42%) Land $16,000 Building $86,854 |
| 2022 | $189.00 Additional exemption filed | $2,829 Land $636 Building $2,193 | $71,219 Land $16,000 Building $55,219 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CLOVER serves 8,400 people · EPA ID SC4610006 |
|---|---|
| Water Source | Purchased surface water from TWO RIVERS UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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