Taylor County property record for 109 Oak St, Buffalo Gap, TX 79508
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,418 sqft · built 1983 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $234,400 (May 2020) |
| Tax Bill | $2,458 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Feb 2018 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | R9500009005 |
| Primary APN | R9500009005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,418 sqft Living Area |
| Gross Area | 2,283 sqft |
| 1st Floor Area | 1,418 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 39,204 sqft (0.9 acres) |
| Lot Dimensions | 252 ft deep x 156 ft wide |
| Garage Type | Attached |
| Garage Area | 865 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 924 sqft |
| Storage Building | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 109 OAK ST |
|---|---|
| City | BUFFALO GAP |
| State | TX |
| Zip | 79508-3013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE OAKS SUBD SEC 2, BLOCK E, LOT 11-12 & PT OF ABND ST, ACRES 0.9 |
| Legal Subdivision | THE OAKS SUBD SEC 2 |
| Legal Block | E |
| Legal Lot Number | 11-12 |
| Jurisdiction | TAYLOR TX |
| Township / Civil Division | JIM NED |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 13502 |
Source: Taylor County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 OAK ST, BUFFALO GAP, TX 79508-3013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2020 | Vendor's Lien, Transfer · Conventional Mortgage COLEMAN COUNTY STATE BANK |
| Feb 15, 2018 | Deed of Trust, Mortgage · FHA Mortgage TEXASLENDING.COM |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2020 · Amount on Record |
| Deed Sale | May 27, 2020 · Amount on Record |
| Deed Document Number | 20208716 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | TAYLOR TX |
| Recording Date | May 27, 2020 |
| Property Address | 109 OAK ST, BUFFALO GAP, TX 79508-3013 |
| Document Number | 0000008716 |
| Map Reference | CAB 1 SL 557 |
| Instrument Date | May 27, 2020 |
| Instrument | 2020-00008716 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Title Company | SECURITY TITLE ABL |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 OAK ST, BUFFALO GAP, TX 79508-3013 |
| Document Number | 0000008717 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 2020-00008717 |
| Name | COLEMAN COUNTY STATE BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAYLOR TX |
| Property Address | 109 OAK ST, BUFFALO GAP, TX 79508-3013 |
| Document Number | 0000002681 |
| Instrument Date | Feb 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 109 OAK ST BUFFALO GAP TX 795083013, BUFFALO GAP, TX 79508-3013 |
| Document Number | 0000002681 |
|---|---|
| Date | Feb 22, 2018 |
| Instrument | 2681 |
| Name | TEXASLENDING.COM |
|---|---|
| Address | DALLAS, TX 75244 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 21, 2048 |
Source: Taylor County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Taylor County |
| Unified School District | Jim Ned Consolidated Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $277,474 (+3.74%) Land $16,246 Building $261,228 | $277,474 (+3.74%) Land $16,246 Building $261,228 | |
| 2025 | $2,458.00 (+3.15%) Homeowner's exemption | $267,459 (-1.24%) Land $16,246 Building $251,213 | $267,459 (-8.04%) Land $16,246 Building $251,213 |
| 2024 | $270,820 (+4.12%) Land $16,246 Building $274,591 | $290,837 (+11.82%) Land $16,246 Building $274,591 | |
| 2023 | $2,383.00 (-20.96%) Homeowner's exemption | $260,092 Land $16,246 Building $243,846 | $260,092 Land $16,246 Building $243,846 |
| 2022 | $3,015.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 5 (1994–2015) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jul 2015 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 80% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BUFFALO GAP serves 1,502 people · EPA ID TX2210003 |
|---|---|
| Water Source | Purchased surface water from CITY OF ABILENE |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Taylor Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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