Putnam County property record for 109 Oak Ln, Interlachen, FL 32148
| Property Type | Mobile Home |
|---|---|
| Details | 840 sqft · built 1998 |
| Lot Size | 0.232 acres (10,125 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $343 (2025) |
| Deeds & Mortgages | Sep 2026 Transfer Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-10-24-4079-0020-0050 |
| Primary APN | 13-10-24-4079-0020-0050 |
|---|---|
| Alternative APN |
|
| Building Area | 840 sqft Living Area |
|---|---|
| 1st Floor Area | 840 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Mobile Home |
| Lot Area | 10,125 sqft (0.232 acres) |
| Lot Dimensions | 135 ft deep x 75 ft wide |
| Deck Area | 96 sqft |
| Account Number | 26973 |
|---|---|
| Street Address | 109 OAK LN |
| City | INTERLACHEN |
| State | FL |
| Zip | 32148-2405 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | INTERLACHEN LAKES ESTATES, UNIT 20 MB5 P23 BLK 2 LOT 5 (SUBJECT TO SUBSURFACE RIGHTS OR490 P1802) |
| Legal Range | 24E |
| Legal Township | 10S |
| Legal Section | 13 |
| Legal Subdivision | INTERLACHEN LAKES ESTATES |
| Legal Lot Number | 5 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | INTERLACHEN-FLORAHOME |
| Census Block Group | 2 |
| Census Block | 2151 |
| Census Tract | 950201 |
Source: Putnam County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 635 COUSINTOWN RD, INTERLACHEN, FL 32148-5725 |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Sep 4, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 14, 2019 | Intrafamily Transfer, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2019 |
| Deed Sale | Nov 14, 2019 |
| Prior Sale | Apr 25, 2003 · Amount on Record |
| Deed Document Number | 201920468 |
| Deed Book / Page | 1560 / 606 |
| Last Transfer Date | May 5, 2026 |
| Transfer Doc | 0000021941 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Sep 4, 2026 |
| Property Address | 109 OAK LN, INTERLACHEN, FL 32148-2405 |
| Document Number | 0000021941 |
| Book / Page | 1886 / 1205 |
| Instrument Date | May 5, 2026 |
| Instrument | 202621941 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 635 COUSINTOWN RD, INTERLACHEN, FL 32148-5725 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Nov 14, 2019 |
| Property Address | 109 OAK LN, INTERLACHEN, FL 32148-2405 |
| Document Number | 0015600606 |
| Book / Page | 1560 / 0606 |
| Map Reference | MB 55 PG 23 |
| Instrument Date | Nov 13, 2019 |
| Instrument | 201954020468 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | US PATRIOT TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 303 N CALHOUN ST, HASTINGS, FL 32145-4407 |
| Document Number | 0001560607 |
|---|---|
| Date | Nov 14, 2019 |
| Instrument | 1560/607 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 364 Months |
| Due | Mar 1, 2050 |
Source: Putnam County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $343.00 (+19.93%) | $24,440 (+5.94%) | $51,610 (+6.11%) Land $3,790 Building $47,820 |
| 2023 | $286.00 (-1.38%) Homeowner's exemption | $23,070 (+2.99%) | $48,640 (+24.62%) Land $3,030 Building $45,610 |
| 2022 | $290.00 Homeowner's exemption | $22,400 | $39,030 Land $2,270 Building $36,760 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2009–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 200 / 20 |
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