109 Oak Dr, Moncure, NC 27559 Property Records

Chatham County property record for 109 Oak Dr, Moncure, NC 27559

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,680 sqft · built 1995
Lot Size1.16 acres (50,835 sqft)
Owner2 Individual Names on Record
Tax Bill$1,308 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN0068940

Property Details

APN / Parcel Number

Primary APN0068940
Alternative APN
  • 55544

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,680 sqft Living Area
1st Floor Area1,680 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleMobile/Manufactured
Exterior MaterialWood
Construction TypeWood
Lot Area50,835 sqft (1.16 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address109 OAK DR
CityMONCURE
StateNC
Zip27559-9678
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeR-1
Legal DescriptionN9-262C-3 AC 1.167 BK 87 PG 285
Legal SubdivisionNEW HOPE PARK
Legal Block75
JurisdictionCHATHAM NC
Township / Civil DivisionHAW RIVER
Census Block Group3
Census Block3014
Census Tract20702

Owner

Source: Chatham County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address109 OAK DR, MONCURE, NC 27559-9678
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 31, 1996
Deed SaleDec 31, 1996
Deed Book / Page663 / 839
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHATHAM NC
Recording DateMay 8, 2026
Property Address109 OAK DR, MONCURE, NC 27559-9678
Document Number0000004015
Book / Page2525 / 157
Instrument DateApr 30, 2026
Instrument20264015
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyACCURATE GROUP

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 OAK DR, MONCURE, NC 27559-9678

Mortgage

Document Number0000004015,
DateMay 8, 2026
Book Page2525/157
Instrument20264015
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term263 Months
DueApr 30, 2048
Interest
Rate TypeAdjustable Rate
Rate6.46%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 27, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyChatham County
Unified School DistrictChatham County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,308.00 (+16.37%)$156,092 (+36.35%) Land $52,655 Building $103,437$156,092 (+36.35%) Land $52,655 Building $103,437
2024$1,124.00 (+4.27%)$114,479 (-) Land $44,534 Building $69,945$114,479 (-) Land $44,534 Building $69,945
2023$1,078.00$114,479 Land $44,534 Building $69,945$114,479 Land $44,534 Building $69,945

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2018–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 50

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