109 Oak Crest Dr, Partlow, VA 22534 Property Records

Spotsylvania County property record for 109 Oak Crest Dr, Partlow, VA 22534

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,730 sqft · built 2019
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (May 2020)
Tax Bill	$2,911 (2026)
Deeds & Mortgages	Apr 2023 Second Mortgage Sep 2017 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`73-7-37`

Property Details

APN / Parcel Number

Primary APN	`73-7-37`
Alternative APN	`073-7-37`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,730 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	218,236 sqft (5.01 acres)
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	109 OAK CREST DR
City	PARTLOW
State	VA
Zip	22534-9724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A3 - AGRIC
Legal Description	OAK CREST ESTATES LOT 37
Legal Subdivision	OAK CREST ESTATES
Legal Lot Number	37
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	BERKELEY
Census Block Group	1
Census Block	1014
Census Tract	20403

Owner

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 OAK CREST DR, PARTLOW, VA 22534-9724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VIRGINIA CREDIT UNION INC
Sep 7, 2017	Warranty Deed, Transfer
Sep 7, 2017	Grant Deed, Transfer NOT AVAILABLE
Apr 25, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2020 · Amount on Record
Deed Sale	May 20, 2020 · Amount on Record
Prior Sale	Sep 7, 2017 · Amount on Record
Deed Document Number	20209789
Prior Transfer Date	Aug 31, 2017
Prior Transfer Doc	0000016254
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	109 OAK CREST DR, PARTLOW, VA 22534-9724
Transaction Type	Mortgage
Record Updated	May 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230005083
Date	Apr 21, 2023
Instrument	230005083

Lender

Name	VIRGINIA CREDIT UNION INC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 17, 2043

Interest

Rate Type	Adjustable Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Sep 7, 2017
Property Address	109 OAK CREST DR, PARTLOW, VA 22534-9724
Document Number	201700016255
Instrument Date	Sep 6, 2017
Instrument	16255
Transaction Type	Transfer
Record Updated	Oct 5, 2017

Transaction

Amount	Amount Recorded
Tax	$49.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Sep 7, 2017
Property Address	109 OAK CREST DR, PARTLOW, VA 22534-9724
Document Number	201700016254
Instrument Date	Aug 31, 2017
Instrument	16254
Transaction Type	Transfer
Record Updated	Feb 18, 2021
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 OAK CREST DR PARTLOW VA 225349724, PARTLOW, VA 22534-9724

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Apr 25, 2017
Property Address	109 OAK CREST DR, PARTLOW, VA 22534-9724
Document Number	201700007180
Instrument Date	Apr 19, 2017
Instrument	7180
Transaction Type	Transfer
Record Updated	May 5, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,911.00 (+26.4%)	$394,900 (+32.29%) Land $100,100 Building $294,800
2025			$394,900 (+32.29%) Land $100,100 Building $294,800
2023	$2,303.00	$298,500 Land $72,100 Building $226,400	$298,500 Land $72,100 Building $226,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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