Richland County property record for 109 Oak Brook Dr, Columbia, SC 29223
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,424 sqft · built 1987 |
| Lot Size | 0.644 acres (28,062 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $465,000 (Dec 2019) |
| Tax Bill | $5,183 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Mar 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22813-03-01 |
| Primary APN | 22813-03-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 4,424 sqft Heated Area |
| Gross Area | 5,106 sqft |
| 1st Floor Area | 1,877 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Intercom | Intercom |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 28,062 sqft (0.644 acres) |
| Garage Area | 638 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 572 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01082465 |
|---|---|
| Street Address | 109 OAK BROOK DR |
| City | COLUMBIA |
| State | SC |
| Zip | 29223-8117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-LD |
| Legal Description | LOT 2 BLK A-B 151.2X161X136.9X152.2 #SU WILDEWOOD #PR 50-4249 & 51-5368 |
| Legal Subdivision | WILDEWOOD |
| Legal Lot Number | 2 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 11413 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 OAK BROOK DR, COLUMBIA, SC 29223-8117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE COMPANY |
| Mar 22, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Sep 23, 2020 | Deed of Trust, Mortgage · Conventional with PMI GUILD MTG |
| Dec 17, 2019 | Correction Deed, Transfer ATTORNEY ONLY |
| Dec 17, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2019 · Amount on Record |
| Deed Sale | Dec 17, 2019 · Amount on Record |
| Deed Document Number | 201993651 |
| Deed Book / Page | 2454 / 3698 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | May 11, 2026 |
| Property Address | 109 OAK BROOK DR, COLUMBIA, SC 29223-8117 |
| Document Number | 0000022658 |
| Book / Page | 3126 / 1803 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 202622658 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 109 OAK BROOK DR, COLUMBIA, SC 29223-8117 |
| Document Number | 0000022658, |
|---|---|
| Date | May 11, 2026 |
| Book Page | 3126/1803 |
| Instrument | 202622658 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 109 OAK BROOK DR, COLUMBIA, SC 29223-8117 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 109 OAK BROOK DR, COLUMBIA, SC 29223-8117 |
| Document Number | 0027272942 |
|---|---|
| Date | Mar 22, 2022 |
| Book Page | 2727/2942 |
| Instrument | 2022016380 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 109 OAK BROOK DR, COLUMBIA, SC 29223-8117 |
| Document Number | 2559/3847 |
| Instrument Date | Sep 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 109 OAK BROOK DR COLUMBIA SC 292238117, COLUMBIA, SC 29223-8117 |
| Document Number | 2559/3847 |
|---|---|
| Date | Dec 8, 2020 |
| Book Page | 002559/003847 |
| Instrument | 67859 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 7, 2050 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Dec 17, 2019 |
| Property Address | 109 OAK BROOK DR, COLUMBIA, SC 29223-8117 |
| Document Number | 2454/3414 |
| Book / Page | 002454 / 003414 |
| Instrument Date | Dec 17, 2019 |
| Instrument | 93607 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 OAK BROOK DR COLUMBIA SC 292238117, COLUMBIA, SC 29223-8117 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Dec 17, 2019 |
| Property Address | 109 OAK BROOK DR, COLUMBIA, SC 29223-8117 |
| Document Number | 2454/3698 |
| Book / Page | 002454 / 003698 |
| Instrument Date | Dec 17, 2019 |
| Instrument | 93651 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,720.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 109 OAK BROOK DR COLUMBIA SC 292238117, COLUMBIA, SC 29223-8117 |
| Document Number | 2454/3704 |
|---|---|
| Date | Dec 17, 2019 |
| Book Page | 002454/003704 |
| Instrument | 93652 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 16, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.47% |
| Document Number | 2454/3720, |
|---|---|
| Date | Dec 17, 2019 |
| Book Page | 002454/003720 |
| Instrument | 93653 |
| Name | FIRST CITIZENS BK & TR CO |
|---|---|
| Address | RALEIGH, NC 27611-6592 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 16, 2044 |
| Rate Type | Adjustable Rate |
|---|
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,183.00 (+13.64%) | $534,700 (-) | $556,800 (-) Land $65,300 Building $491,500 |
| 2024 | $534,700 (+2,774.73%) | $556,800 (+19.74%) Land $65,300 Building $491,500 | |
| 2023 | $4,561.00 (-0.83%) | $18,600 (-) | $465,000 (-) |
| 2021 | $4,599.00 | $18,600 | $465,000 Land $56,300 Building $408,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 20 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.1% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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