109 NW 3rd St, Milford, DE 19963 Property Records

Kent County property record for 109 NW 3rd St, Milford, DE 19963

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,872 sqft · built 2021
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Dec 2022)
Tax Bill	$939 (2026)
Deeds & Mortgages	Dec 2022 Sale Mar 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5-16-183.10-02-26.00-000`

Property Details

APN / Parcel Number

Primary APN	`5-16-183.10-02-26.00-000`
Alternative APNs	`MD16183.100226.00/000` `26673`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,872 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	142 ft deep x 92 ft wide
View / Lot	Major Street/Thoroughfare

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	26673
Street Address	107 NW 3RD ST
City	MILFORD
State	DE
Zip	19963-1107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	N SD NW 3RD ST 5,507 SF 107 NW 3RD ST
Jurisdiction	KENT DE
Township / Civil Division	MILFORD NORTH
Census Block Group	3
Census Block	3024
Census Tract	42500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the North Milford Historic District listed 1983 · 101 contributing resources · NRIS 83001357

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kent County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	759 ISLAND DR, CHOCOWINITY, NC 27817-8892
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2022	Deed, Subdivision Related Transfer
Mar 2, 2020	Grant Deed, Transfer ATTORNEY ONLY
Apr 8, 2019	Trustee's Deed, Construction Loan · Line of Credit FINANCE OF AMERICA COM'L LLC
Feb 19, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2022 · Amount on Record
Deed Sale	Dec 8, 2022 · Amount on Record
Prior Sale	Mar 2, 2020 · Amount on Record
Deed Document Number	2022465512
Deed Book / Page	12281 / 334
Prior Transfer Date	Feb 10, 2016
Prior Transfer Doc	0000291115
Record Updated	Oct 29, 2026

December 2022: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	KENT DE
Recording Date	Dec 8, 2022
Property Address	109 NW 3RD ST, MILFORD, DE 19963-1107
Document Number	0000465512
Book / Page	12281 / 334
Map Reference	MB 137 PG 66
Instrument Date	Dec 7, 2022
Instrument	2022-465512
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 23, 2022

Transaction

Amount	Amount Recorded
Tax	$6,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1082 LOCHMEATH WAY, DOVER, DE 19901-6529

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 ENSS RD, MARYDEL, DE 19964-2166

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENT DE
Recording Date	Mar 2, 2020
Property Address	109 NW 3RD ST, MILFORD, DE 19963-1107
Document Number	0000381111
Book / Page	010061 / 000284
Instrument Date	Feb 2, 2020
Instrument	381111
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	109 NW 3RD ST MILFORD DE 199631107, MILFORD, DE 19963-1107

April 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KENT DE
Recording Date	Apr 8, 2019
Property Address	109 NW 3RD ST, MILFORD, DE 19963-1107
Book / Page	009546 / 000105
Instrument Date	Apr 4, 2019
Instrument	359695
Transaction Type	Construction Loan
Record Updated	Apr 16, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	26324 CAMRON CT MILTON DE 199682890, MILTON, DE 19968-2890

Mortgage

Document Number	0000359695
Date	Apr 8, 2019
Book Page	009546/000105
Instrument	359695

Lender

Name	FINANCE OF AMERICA COM'L LLC
Address	CHARLOTTE, NC 28210

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 7, 2020

Interest

Rate Type	Adjustable Rate

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENT DE
Recording Date	Feb 19, 2019
Property Address	109 NW 3RD ST, MILFORD, DE 19963-1107
Document Number	0000356822
Book / Page	009480 / 000160
Instrument Date	Feb 15, 2019
Instrument	356822
Transaction Type	Transfer
Record Updated	Mar 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$262.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	26324 CAMRON CT MILTON DE 199682890, MILTON, DE 19968-2890

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Municipality	Milford City
Unified School District	Milford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$939.00 (+0.21%)	$259,600 (+544.17%) Land $53,600 Building $206,000
2025	$937.00 (+3.54%)
2023	$905.00	$40,300 Land $3,900 Building $36,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILFORD WATER DEPARTMENT serves 9,800 people · EPA ID DE0000616
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jun 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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