109 Notions Ct, Stephenson, VA 22656 Property Records

Frederick County property record for 109 Notions Ct, Stephenson, VA 22656

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,520 sqft · built 2016
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Jun 2025)
Tax Bill	$1,829 (2026)
Deeds & Mortgages	May 2020 Mortgage Nov 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`44E3-1-103`

Property Details

APN / Parcel Number

Primary APN	`44E3-1-103`
Alternative APN	`8048491`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,520 sqft Living Area
Gross Area	2,456 sqft
1st Floor Area	760 sqft
Basement Area	551 sqft
Finished Basement	551 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2023
Architectural Style	Townhouse
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,742 sqft (0.04 acres)
Terrain	Rolling
Garage Type	Built-in
Garage Area	209 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	16 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8048491
Street Address	109 NOTIONS CT
City	STEPHENSON
State	VA
Zip	22656-1899
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R4
Legal Description	SNOWDEN BRIDGE L103 S3
Legal Subdivision	5
Legal Lot Number	103
Jurisdiction	FREDERICK VA
Township / Civil Division	STONEWALL
Census Block Group	4
Census Block	4019
Census Tract	50100

Owner

109 Notions Ct, a townhouse, is owned by an individual who bought it in June 2025.

Source: Frederick County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1946 CIDERMILL LN, WINCHESTER, VA 22601-2700
Owner Type	Individual
Vesting	Married Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Nov 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JFQ LENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2025 · Amount on File
Deed Sale	Jun 23, 2025 · Amount on File
Prior Sale	May 24, 2016 · Amount on File
Deed Document Number	20256066
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	109 NOTIONS CT, STEPHENSON, VA 22656-1899
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005735
Date	May 18, 2020
Instrument	200005735

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	109 NOTIONS CT, STEPHENSON, VA 22656-1899
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019328
Date	Nov 16, 2021
Instrument	210019328

Lender

Name	JFQ LENDING INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.5%

Tax Assessment & Valuation

The 2026 property tax bill for 109 Notions Ct was $1,829, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,829.00 (+10.45%)	$345,100 Land $68,000 Building $277,100	$345,100 Land $68,000 Building $277,100
2025	$1,656.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Notions Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Notions Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 61% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Notions Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures