Montgomery County property record for 109 Norwood Rd, Silver Spring, MD 20905
| Property Type | Single Family Home |
|---|---|
| Details | 7.5 ba · 12,916 sqft · built 2024 |
| Lot Size | 5.63 acres (245,243 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $495,000 (May 2022) |
| Tax Bill | $30,260 (2025) |
| Deeds & Mortgages | Mar 2023 Construction Loan Feb 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-03646734 |
| Primary APN | 05-03646734 |
|---|---|
| Alternative APN |
|
| Full Baths | 7.5 Baths |
|---|---|
| Half Baths | 3 Half Baths |
| Building Area | 12,916 sqft Living Area |
| 1st Floor Area | 5,399 sqft |
| Basement Area | 2,800 sqft |
| Finished Basement | 2,800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 245,243 sqft |
| Porch | Open Porch |
| Deck Area | 580 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 03646734 |
|---|---|
| Street Address | 109 NORWOOD RD |
| City | SILVER SPRING |
| State | MD |
| Zip | 20905-3879 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE2 |
| Legal Description | DORSEY HILLS |
| Legal Subdivision | BEALLS MANOR |
| Legal Block | 4 |
| Legal Lot Number | 5 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 701408 |
109 Norwood Rd is owned by two individuals who bought it in May 2022.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 212, MORRIS PLAINS, NJ 07950-0212 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 6, 2023 | Deed of Trust, Mortgage · Construction Mortgage TD BANK NA |
| Feb 7, 2023 | Deed of Trust, Mortgage · Commercial Mortgage FULTON BANK NA |
| May 27, 2022 | Deed, Transfer WORLDWIDE SETTLEMENTS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2022 · Amount on File |
| Deed Sale | May 27, 2022 · Amount on File |
| Prior Sale | Feb 2, 2015 · Amount on File |
| Deed Book / Page | 65820 / 284 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 109 NORWOOD RD, SILVER SPRING, MD 20905-3879 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2023 |
| Title Company | WORLDWIDE SETTLEMENTS INC |
| Name | Verified Name |
|---|---|
| Address | 13233 MOONLIGHT TRAIL DR, SILVER SPRING, MD 20906-6712 |
| Document Number | 0667910319 |
|---|---|
| Date | Mar 6, 2023 |
| Book Page | 66791/319 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 109 NORWOOD RD, SILVER SPRING, MD 20905-3879 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1350 GREENWICH WALK NE, ISSAQUAH, WA 98029-6273 |
| Document Number | 0667190231 |
|---|---|
| Date | Feb 7, 2023 |
| Book Page | 66719/231 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | CLINTON, MD 20735 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | May 27, 2022 |
| Property Address | 109 NORWOOD RD, SILVER SPRING, MD 20905-3879 |
| Document Number | 0658200284 |
| Book / Page | 65820 / 284 |
| Map Reference | PL 23967 |
| Instrument Date | May 26, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2022 |
| Title Company | WORLDWIDE SETTLEMENTS INC |
| Amount | Amount on Record |
|---|---|
| Tax | $7,425.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11 MEADOW BLUFF RD, MORRIS PLAINS, NJ 07950-1952 |
The 2025 property tax bill for 109 Norwood Rd was $30,260.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,871,400 (+10.65%) Land $358,100 Building $2,513,300 | $2,871,400 (-) Land $358,100 Building $2,513,300 | |
| 2025 | $30,260.00 | $2,594,933 | $2,871,400 Land $358,100 Building $2,513,300 |
| 2023 | $358,100 Land $358,100 | $358,100 Land $358,100 | |
| 2022 | $3,951.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Norwood Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Norwood Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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