109 Northside Dr, Torrington, CT 06790 Property Records

Torrington City property record for 109 Northside Dr, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,284 sqft · built 1950
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Jul 2026)
Tax Bill	$5,923 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2026 Sale & Mortgage
APN	`003521`

Property Details

APN / Parcel Number

Primary APN	`003521`
Alternative APNs	`TORR M:122 B:007 L:011` `3521`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,284 sqft Living Area
Gross Area	3,030 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3521
Street Address	109 NORTHSIDE DR
City	TORRINGTON
State	CT
Zip	06790-2962
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S
Legal Block	7
Legal Lot Number	11
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	4
Census Block	4000
Census Tract	310100

Owner

109 Northside Dr is owned and occupied by two individuals who bought it in July 2026.

Source: Torrington City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 NORTHSIDE DR, TORRINGTON, CT 06790-2962
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Line of Credit NORTHWEST COMMUNITY BANK
Jul 20, 2026	Warranty Deed, Transfer · Conventional Mortgage NORTHWEST COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2026 · Amount on File
Deed Sale	Jul 20, 2026 · Amount on File
Prior Sale	Dec 22, 2015 · Amount on File
Deed Document Number	2026511468
Deed Book / Page	1465 / 1052
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Recording Date	Jul 20, 2026
Property Address	109 NORTHSIDE DR, TORRINGTON, CT 06790-2962
Document Number	0000511470
Book / Page	1465 / 1068
Instrument Date	Jul 15, 2026
Instrument	2026511470
Transaction Type	Mortgage
Record Updated	Aug 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 NORTHSIDE DR, TORRINGTON, CT 06790-2962

Mortgage

Document Number	0000511470,
Date	Jul 20, 2026
Book Page	1465/1068
Instrument	2026511470

Lender

Name	NORTHWEST COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.47%
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Jul 20, 2026
Property Address	109 NORTHSIDE DR, TORRINGTON, CT 06790-2962
Document Number	0000511468
Book / Page	1465 / 1052
Instrument Date	Jul 8, 2026
Instrument	2026511468
Transaction Type	Transfer
Record Updated	Aug 12, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 NORTHSIDE DR, TORRINGTON, CT 06790-2962

Mortgage

Date	Jul 20, 2026

Lender

Name	NORTHWEST COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.48%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 109 Northside Dr was $5,923, down 13% from the year before.

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,923.00 (-12.99%)	$177,030 (-) Land $30,520 Building $146,510	$288,711 (+132.98%)
2025	$6,807.00	$177,030 Land $30,520 Building $146,510	$123,921 Land $21,364 Building $102,557
2024	$6,807.00 (+47.91%)
2023	$4,602.00 (+1.72%)	$95,960 (-) Land $30,560 Building $65,400
2022	$4,524.00	$95,960 Land $30,560 Building $65,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 109 Northside Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Northside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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