Midland County property record for 109 Northgate Dr, Midland, MI 48640
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,886 sqft · built 1995 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $4,963 (2025) |
| Deeds & Mortgages | Jun 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-04-10-390 |
| Primary APN | 14-04-10-390 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,886 sqft Living Area |
| 1st Floor Area | 1,292 sqft |
| Basement Area | 1,292 sqft |
| Unfinished Basement | 1,292 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Bi-Level |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 138 ft deep x 42.5 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 109 NORTHGATE DR |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48640-7347 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-4 |
| Legal Description | LOT 284 STERLING PARK SUBDIVISION #8 EXCEPT THE E 42.5 FT |
| Legal Subdivision | STERLING PARK SUBDIVISION |
| Legal Lot Number | 284 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | MIDLAND |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 290901 |
109 Northgate Dr is owned by a company that acquired it in April 2026.
Source: Midland County records, as of August 4, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 107 NORTHGATE DR, MIDLAND, MI 48640-7347 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 24, 2026 |
| Transfer Doc | 0000005418 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Jun 4, 2026 |
| Property Address | 109 NORTHGATE DR, MIDLAND, MI 48640-7347 |
| Document Number | 0000005418 |
| Book / Page | 2026 / 5418 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 20265418 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 107 NORTHGATE DR, MIDLAND, MI 48640-7347 |
The 2025 property tax bill for 109 Northgate Dr was $4,963, up 1.6% from the year before.
Source: Midland County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| Municipality | Midland City |
| Unified School District | Midland Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $130,500 (+6.88%) | $261,000 (+6.88%) | |
| 2025 | $4,963.00 (+1.64%) | $122,100 | $244,200 |
| 2024 | $4,883.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 109 Northgate Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 109 Northgate Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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