Spartanburg County property record for 109 Northgate Cir, Boiling Springs, SC 29316
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,213 sqft · built 1991 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $174,900 (Jun 2018) |
| Tax Bill | $1,314 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jan 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-37-00-113.00 |
| Primary APN | 2-37-00-113.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,213 sqft Living Area |
| Gross Area | 2,712 sqft |
| 1st Floor Area | 2,213 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 44,431 sqft (1.02 acres) |
| Lot Dimensions | 361 ft deep x 125 ft wide |
| Garage Type | Attached |
| Porch | Porch |
| Porch Area | 72 sqft |
| Patio Area | 378 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 36942 |
|---|---|
| Street Address | 109 NORTHGATE CIR |
| City | BOILING SPRINGS |
| State | SC |
| Zip | 29316-5740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 NORTHGATE EST PB 70-586 PB 119-355 |
| Legal Subdivision | NORTHGATE EST |
| Legal Lot Number | 3 |
| Jurisdiction | SPARTANBURG SC |
| Township / Civil Division | BOILING SPRINGS |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 22404 |
Source: Spartanburg County records, as of January 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 NORTHGATE CIR, BOILING SPRINGS, SC 29316-5740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Sep 20, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jan 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Jun 15, 2018 | Grant Deed, Transfer · Conventional Mortgage COUNTYBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2018 · Amount on Record |
| Deed Sale | Jun 15, 2018 · Amount on Record |
| Prior Sale | May 20, 2005 · Amount on Record |
| Deed Document Number | 201826591 |
| Deed Book / Page | 120-A / 0963 |
| Last Transfer Date | May 25, 2021 |
| Transfer Doc | 0000053081 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Sep 20, 2021 |
| Property Address | 109 NORTHGATE CIR, BOILING SPRINGS, SC 29316-5740 |
| Document Number | 0000053081 |
| Book / Page | 133-W / 761 |
| Map Reference | MB 139 PG 355 |
| Instrument Date | Sep 20, 2021 |
| Instrument | 2021-53081 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2021 |
| Title Company | QUITY SETTLEMENT SVCS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 109 NORTHGATE CIR, BOILING SPRINGS, SC 29316-5740 |
| Document Number | 0000053082 |
|---|---|
| Date | Sep 20, 2021 |
| Book Page | 6202/969 |
| Instrument | 2021-53082 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | Jul 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 109 NORTHGATE CIR, BOILING SPRINGS, SC 29316-5740 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BOSTON NATIONAL TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000001738 |
|---|---|
| Date | Jan 13, 2017 |
| Book Page | 5226/0873 |
| Instrument | 2017-01738 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2032 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Jun 15, 2018 |
| Property Address | 109 NORTHGATE CIR, BOILING SPRINGS, SC 29316-5740 |
| Document Number | 0000026591 |
| Book / Page | 00120A / 000963 |
| Instrument Date | Jun 14, 2018 |
| Instrument | 26591 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $647.13 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 NORTHGATE CIRCLE BOILING BOILING SPRINGS SC 29316, BOILING SPRINGS, SC 29316 |
| Document Number | 26592 |
|---|---|
| Date | Jun 15, 2018 |
| Book Page | 005461/000152 |
| Instrument | 26592 |
| Name | COUNTYBANK |
|---|---|
| Type | Bank |
| Address | GREENVILLE, SC 29615 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 14, 2048 |
| Document Number | 26593, |
|---|---|
| Date | Jun 15, 2018 |
| Book Page | 005461/000162 |
| Instrument | 26593 |
| Name | COUNTYBANK |
|---|---|
| Type | Bank |
| Address | GREENVILLE, SC 29615 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Spartanburg County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Spartanburg County |
| Unified School District | Spartanburg School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,314.00 (+1.47%) | $8,045 (-) Land $905 Building $7,140 | $238,200 (-) Land $26,800 Building $211,400 |
| 2024 | $1,295.00 (+0.78%) | ||
| 2023 | $1,285.00 | $8,045 Land $905 Building $7,140 | $238,200 Land $26,800 Building $211,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPARTANBURG WATER SYSTEM serves 166,364 people · EPA ID SC4210001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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