Surry County property record for 109 North St, State Road, NC 28676
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,240 sqft · built 1974 |
| Lot Size | 0.479 acres (20,865 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $143,500 (Jun 2003) |
| Tax Bill | $1,084 (2026) |
| Deeds & Mortgages | Sep 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 4954-03-20-0661 |
| Primary APN | 4954-03-20-0661 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,240 sqft Living Area |
| 1st Floor Area | 2,152 sqft |
| Basement Area | 240 sqft |
| Finished Basement | 912 sqft |
| Unfinished Basement | 240 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Wood Shingle |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 20,865 sqft (0.479 acres) |
| Porch | Slab |
| Porch Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 100133000 |
|---|---|
| Street Address | 109 NORTH ST |
| City | STATE ROAD |
| State | NC |
| Zip | 28676-8958 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | NORTH ST |
| Legal Subdivision | ELKIN-BLUE RIDGE ACRES |
| Jurisdiction | SURRY NC |
| Township / Civil Division | ELKIN |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 930802 |
Source: Surry County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 NORTH ST, STATE ROAD, NC 28676-8958 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2003 · Amount on Record |
| Deed Sale | Jun 1, 2003 · Amount on Record |
| Prior Sale | Mar 1, 1996 · Amount on Record |
| Deed Book / Page | 952 / 343 |
| Last Transfer Date | Aug 25, 2025 |
| Transfer Doc | 0001945/10 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 109 NORTH ST, STATE ROAD, NC 28676-8958 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001829/607 |
|---|---|
| Date | Sep 16, 2022 |
| Book Page | 1829/607 |
| Instrument | 699350 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Surry County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Unified School District | Elkin City Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,084.00 (+3.83%) | $117,640 (-20.08%) Land $16,000 Building $101,640 | $117,640 (-20.08%) Land $16,000 Building $101,640 |
| 2025 | $1,044.00 (+60.86%) | $147,200 (+25.13%) Land $16,000 Building $131,200 | $147,200 (+25.13%) Land $16,000 Building $131,200 |
| 2023 | $649.00 | $117,640 Land $16,000 Building $101,640 | $117,640 Land $16,000 Building $101,640 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surry Telephone Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
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