109 North St, Central, SC 29630 Property Records

Pickens County property record for 109 North St, Central, SC 29630

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 952 sqft · built 1925
Lot Size	0.36 acres (15,559 sqft)
Owner	2 Individual Names on File
Last Sale	$89,900 (Dec 2018)
Tax Bill	$231 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4067-16-83-0135`

Property Details

APN / Parcel Number

Primary APN	`4067-16-83-0135`
Alternative APN	`R0039754`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	952 sqft Living Area
Utility Area	120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,559 sqft (0.36 acres)
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace
Heating Fuel	Gas

Location & Zoning

Account Number	R0039754
Street Address	109 NORTH ST
City	CENTRAL
State	SC
Zip	29630-8971
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORRIS COTTON MILL LOT 7 PLAT 1920/171
Legal Subdivision	NORRIS COTTON MILL
Legal Tract	2
Legal Block	83
Legal Lot Number	7
Jurisdiction	PICKENS SC
Township / Civil Division	CENTRAL
Census Block Group	1
Census Block	1002
Census Tract	11103

Owner

109 North St is owned and occupied by two individuals who bought it in December 2018.

Source: Pickens County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 NORTH ST, CENTRAL, SC 29630-8971
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · FHA Mortgage LIBERTY LENDING INC
Dec 17, 2018	Deed, Transfer · Conventional Mortgage ON Q FINANCIAL INC
Sep 26, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2018 · Amount on File
Deed Sale	Dec 17, 2018 · Amount on File
Prior Sale	Sep 26, 2018 · Amount on File
Deed Document Number	201818418
Deed Book / Page	2017 / 152
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Recording Date	Apr 15, 2026
Property Address	109 NORTH ST, CENTRAL, SC 29630-8971
Document Number	0000005585
Book / Page	6839 / 312
Instrument Date	Mar 26, 2026
Instrument	20265585
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	109 NORTH ST, CENTRAL, SC 29630-8971

Mortgage

Document Number	0000005585,
Date	Apr 15, 2026
Book Page	6839/312
Instrument	20265585

Lender

Name	LIBERTY LENDING INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Apr 1, 2051

Interest

Rate	5.98%
Max Rate	-1%

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	PICKENS SC
Recording Date	Dec 17, 2018
Property Address	109 NORTH ST, CENTRAL, SC 29630-8971
Document Number	0000018418
Book / Page	2017 / 152
Map Reference	MB1920 PG171
Instrument Date	Dec 14, 2018
Instrument	201818418
Transaction Type	Transfer
Record Updated	Nov 30, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$333.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	109 NORTH ST, CENTRAL, SC 29630-8971

Mortgage

Document Number	0000018419
Date	Dec 17, 2018
Instrument	201818419

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PICKENS SC
Recording Date	Sep 26, 2018
Property Address	109 NORTH ST, CENTRAL, SC 29630-8971
Document Number	0000014050
Book / Page	001994 / 000282
Instrument Date	Sep 6, 2018
Instrument	14050
Transaction Type	Transfer
Record Updated	Oct 11, 2018

Transaction

Amount	Amount on Record
Tax	$177.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 NORTH ST CENTRAL SC 296308971, CENTRAL, SC 29630-8971

Tax Assessment & Valuation

The 2025 property tax bill for 109 North St was $231, up 23.5% from the year before.

Source: Pickens County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$231.00 (+23.53%)	$4,100 (+15.17%) Land $370 Building $3,730	$133,700 (+50.06%) Land $12,000 Building $121,700
2024	$187.00 (+1.63%)	$3,560 (-) Land $320 Building $3,240	$89,100 (-) Land $8,000 Building $81,100
2023	$184.00 (-2.13%)	$3,560 (-) Land $320 Building $3,240	$89,100 (-) Land $8,000 Building $81,100
2022	$188.00	$3,560 Land $320 Building $3,240	$89,100 Land $8,000 Building $81,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 North St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 North St is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 64% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASLEY CENTRAL W/D #1 serves 3,283 people · EPA ID SC3920001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	7 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Vyve Broadband Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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