109 North St, Brighton, IL 62012 Property Records

Macoupin County property record for 109 North St, Brighton, IL 62012

Property Summary

Property Type	Commercial
Lot Size	0.459 acres (20,009 sqft)
Owner	Individual Name on File
Last Sale	$471,574 (Jul 2024)
Tax Bill	$5,744 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Apr 2020 Mortgage + 2 more
APN	`21-19-107-020`

Property Details

APN / Parcel Number

Primary APN	`21-19-107-020`
Alternative APN	`21-000-794-00`

Exterior

Lot Area	20,009 sqft (0.459 acres)

Location & Zoning

Street Address	109 NORTH ST
City	BRIGHTON
State	IL
Zip	62012-1014
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOTS 159, 160 & PT LOT 162 - O P BRIGHTON PT LOT 162 DESC AS FOLL: BEG SW COR LOT 162, TH N ALG W LN LOT 162 135.5', ELY 24',
Legal Lot Number	159-162
Jurisdiction	MACOUPIN IL
Township / Civil Division	BRIGHTON
Census Block Group	3
Census Block	3027
Census Tract	956600

Owner

109 North St, a commercial property, is owned by an individual who bought it in July 2024.

Source: Macoupin County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	109 NORTH ST, BRIGHTON, IL 62012-1014
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Apr 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
Jan 30, 2023	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK
Dec 12, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2024 · Amount on File
Deed Sale	Jul 29, 2024 · Amount on File
Prior Sale	Dec 12, 2019 · Amount on File
Deed Document Number	2024612570
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	109 NORTH ST, BRIGHTON, IL 62012-1014
Transaction Type	Mortgage
Record Updated	Jul 4, 2023
Title Company	COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000569395
Date	Jul 2, 2018
Instrument	569395

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	May 31, 2021

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	109 NORTH ST, BRIGHTON, IL 62012-1014
Transaction Type	Mortgage
Record Updated	Jul 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000581411
Date	Apr 3, 2020
Instrument	581411

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 30, 2021

Interest

Rate Type	Fixed Rate

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	109 NORTH ST, BRIGHTON, IL 62012-1014
Transaction Type	Mortgage
Record Updated	Jul 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000603486
Date	Jan 30, 2023
Instrument	603486

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2043

Interest

Rate Type	Adjustable Rate
Rate	6.75%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Dec 12, 2019
Property Address	109 NORTH ST, BRIGHTON, IL 62012-1014
Document Number	0000579308
Map Reference	PB 681 PG 412
Instrument Date	Dec 6, 2019
Instrument	579308
Transaction Type	Transfer
Record Updated	Jul 4, 2023
Title Company	COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 NORTH ST, BRIGHTON, IL 62012-1014
Investor	Possibly a Property Investor

Mortgage

Document Number	0000579309
Date	Dec 12, 2019
Instrument	579309

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	6%

Tax Assessment & Valuation

The 2025 property tax bill for 109 North St was $5,744, up 1.9% from the year before.

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Brighton Village
County	Macoupin County
County Subdivision	Brighton Township
Unified School District	Southwestern Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,744.00 (+1.86%)	$88,696 (+7%) Land $22,515 Building $66,181	$266,088 (+7%) Land $67,545 Building $198,543
2024	$5,639.00	$82,893 Land $21,042 Building $61,851	$248,679 Land $63,126 Building $185,553
2022	$5,266.00	$71,730 Land $18,208 Building $53,522	$215,190 Land $54,624 Building $160,566

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 109 North St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 109 North St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRIGHTON serves 5,041 people · EPA ID IL1174160
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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