109 North Ave, Laredo, TX 78045 Property Records

Webb County property record for 109 North Ave, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,319 sqft · built 1999
Lot Size	0.221 acres (9,646 sqft)
Owner	2 Individual Names on Record
Last Sale	$267,760 (Oct 2025)
Tax Bill	$1,649 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`980-00001-090`

Property Details

APN / Parcel Number

Primary APN	`980-00001-090`
Alternative APN	`239133`

Interior

Stories	2 Stories
Building Area	2,319 sqft Living Area
1st Floor Area	1,577 sqft
Utility Area	144 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,646 sqft (0.221 acres)
Lot Dimensions	201 ft deep x 48 ft wide
Garage Type	Carport
Garage Area	308 sqft
Carport	Carport
Carport Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	187 sqft

Location & Zoning

Street Address	109 NORTH AVE
City	LAREDO
State	TX
Zip	78045-7702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 9 BLK 1 CANALES SUBD I
Legal Subdivision	CANALES SUBD I
Legal Block	1
Legal Lot Number	9
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	1
Census Block	1013
Census Tract	1720

Owner

Source: Webb County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 NORTH AVE, LAREDO, TX 78045-7702
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS STATE AFFORDABLE HOUSING CORPORATI
Oct 16, 2025	Vendor's Lien, Transfer · FHA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2025 · Amount on Record
Deed Sale	Oct 16, 2025 · Amount on Record
Prior Sale	Apr 6, 2005 · Amount on Record
Deed Document Number	20251570542
Deed Book / Page	5923 / 587
Prior Transfer Date	Mar 31, 2005
Prior Transfer Doc	001804/046
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	109 NORTH AVE, LAREDO, TX 78045-7702
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 NORTH AVE, LAREDO, TX 78045-7702

Mortgage

Document Number	005923/610
Date	Oct 16, 2025
Book Page	5923/610
Instrument	1570544

Lender

Name	TEXAS STATE AFFORDABLE HOUSING CORPORATI
Type	Non-Lending Institution
Address	6701 SHIRLEY AVE, AUSTIN, TX 78752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Oct 14, 2028

October 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Oct 16, 2025
Property Address	109 NORTH AVE, LAREDO, TX 78045-7702
Document Number	005923/587
Book / Page	5923 / 587
Map Reference	VOL 10 PG 29
Instrument Date	Oct 14, 2025
Instrument	1570542
Transaction Type	Transfer
Record Updated	Oct 27, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 NORTH AVE, LAREDO, TX 78045-7702

Mortgage

Document Number	0001570543
Date	Oct 16, 2025
Instrument	1570543

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,242 (+2.27%) Land $113,051 Building $220,191	$333,242 (+2.27%) Land $113,051 Building $220,191
2025	$1,649.00 (-15.82%) Homeowner's exemption	$325,840 (+9.59%) Land $113,051 Building $212,789	$325,840 (+9.59%) Land $113,051 Building $212,789
2024	$1,959.00 (+11.31%)
2023		$297,325 Land $106,106 Building $191,219	$297,325 Land $106,106 Building $191,219
2022	$1,760.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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