109 Normandy Cir E, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 109 Normandy Cir E, Palm Harbor, FL 34683 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3 Baths
Year Built	Built 1997
Square Footage	2,100 sqft Heated Area
Lot Size	13,708 sqft (0.314 acres)
Garage	550 sqft
Occupancy	Owner Occupied
Last Sale	$328,900 (2006)
Tax Bill	$2,937.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`C62-000-741-7192-7`
Alternative APNs	`12-28-15-41060-000-0510` `152812410600000510` `R128373`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	2,100 sqft Heated Area
1st Floor	2,100 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1997
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Foundation Type	Footing Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	13,708 sqft (0.314 acres)
Depth X Width	130 ft x 105 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	550 sqft Garage
Porch	Finished/Screened Porch
Porch Area	562 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	R128373
Old Parcel Number	152812410600000510
Street Address	109 NORMANDY CIR E
City	PALM HARBOR
State	FL
Zip	34683-5327
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HONEYMOON RIDGE 2ND ADD LOT 51
Legal Range	15
Legal Township	28
Legal Section	12
Legal Subdivision	HONEYMOON RIDGE 2ND ADD
Legal Lot Number	51
Jurisdiction	PINELLAS FL
Minor Civil Division	TARPON SPRINGS
Census Blockgroup	3
Census Block	3013
Census Tract	27207

Owner

Source: Pinellas County records · APN C62-000-741-7192-7

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	109 NORMANDY CIR E, PALM HARBOR, FL 34683-5327
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 05, 2006 · Amount on Record
Deed Sale	Sep 05, 2006 · Amount on Record
Prior Sale	May 26, 2005 · Amount on Record
Deed Doc Number	0153432113
Deed Book / Page	15343 / 2113
Record Refreshed	Jun 08, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	109 NORMANDY CIR E, PALM HARBOR, FL 34683-5327
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210132544
Date	May 27, 2020
Book Page	21013/2544
Instrument	2020160824

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,937.00 (+8.26%) Homeowner's exemption	$197,065 (+5.99%)	$457,822 (+7.82%) Land $147,139 Building $310,683
2023	$2,713.00 (+3.23%) Homeowner's exemption	$185,933 (+3%)	$424,622 (-0.89%) Land $200,298 Building $224,324
2022	$2,628.00 Homeowner's exemption	$180,517	$428,430 Land $257,678 Building $170,752

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.