Harnett County property record for 109 Nicole Dr, Erwin, NC 28339
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,272 sqft · built 1995 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $174,500 (Oct 2017) |
| Tax Bill | $3,801 (2026) |
| Deeds & Mortgages | Jan 2026 Line of Credit Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500025044 |
| Primary APN | 1500025044 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,272 sqft Heated Area |
| 1st Floor Area | 728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 24,394 sqft (0.56 acres) |
| Garage Area | 528 sqft |
| Porch | Porch |
| Porch Area | 130 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1500025044 |
|---|---|
| Street Address | 109 NICOLE DR |
| City | ERWIN |
| State | NC |
| Zip | 28339-9513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | LOT#6 COLONIAL MILL PC#F-284C |
| Legal Subdivision | COLONIAL MILL |
| Legal Lot Number | 6 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | DUKE |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 70500 |
Source: Harnett County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 NICOLE DR, ERWIN, NC 28339-9513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2026 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Oct 19, 2017 | Warranty Deed, Transfer · FHA Mortgage ADVANTAGE LENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2017 · Amount on Record |
| Deed Sale | Oct 19, 2017 · Amount on Record |
| Prior Sale | Dec 27, 2012 |
| Deed Document Number | 201715721 |
| Deed Book / Page | 3551 / 344 |
| Prior Transfer Date | Aug 26, 2007 |
| Prior Transfer Doc | 0000016601 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 109 NICOLE DR, ERWIN, NC 28339-9513 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001016 |
|---|---|
| Date | Jan 20, 2026 |
| Book Page | 4323/24 |
| Instrument | 2026001016 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 25279, RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Oct 19, 2017 |
| Property Address | 109 NICOLE DR, ERWIN, NC 28339-9513 |
| Document Number | 0000015721 |
| Book / Page | 003551 / 000344 |
| Instrument Date | Oct 13, 2017 |
| Instrument | 15721 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $349.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 109 NICOLE DR ERWIN NC 283399513, ERWIN, NC 28339-9513 |
| Document Number | 15722 |
|---|---|
| Date | Oct 19, 2017 |
| Book Page | 003551/000348 |
| Instrument | 15722 |
| Name | ADVANTAGE LENDING |
|---|---|
| Address | RALEIGH, NC 27615 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 18, 2047 |
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Municipality | Erwin Town |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,801.00 (+24.38%) | $300,911 (+21.12%) | $300,911 (+21.12%) Land $63,040 Building $237,871 |
| 2025 | $3,056.00 (+2.52%) | $248,446 (-) | $248,446 (-) Land $31,080 Building $217,366 |
| 2023 | $2,981.00 | $248,446 | $248,446 Land $31,080 Building $217,366 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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