109 Nicol Dr, Reading, PA 19606 Property Records

Berks County property record for 109 Nicol Dr, Reading, PA 19606

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,282 sqft · built 1986
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Apr 2022)
Tax Bill	$1,874 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5325-11-65-0486`

Property Details

APN / Parcel Number

Primary APN	`5325-11-65-0486`
Alternative APNs	`43-5325-11-65-0486` `43408030` `408030`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,282 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Aluminum/Vinyl
Lot Area	9,583 sqft (0.22 acres)
View / Lot	Neighborhood
Garage Type	Attached
Porch	Open Frame Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	43408030
Street Address	109 NICOL DR
City	READING
State	PA
Zip	19606-3507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SUNRISE
Legal Block	65
Legal Lot Number	7
Jurisdiction	BERKS PA
Township / Civil Division	EXETER
Census Block Group	1
Census Block	1014
Census Tract	12004

Owner

109 Nicol Dr is owned and occupied by two individuals who bought it in April 2022.

Source: Berks County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 NICOL DR, READING, PA 19606-3507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2022 · Amount on File
Deed Sale	Apr 5, 2022 · Amount on File
Prior Sale	Jul 7, 1998 · Amount on File
Deed Document Number	202214281
Record Updated	Oct 29, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Apr 5, 2022
Property Address	109 NICOL DR, READING, PA 19606-3507
Document Number	0000014281
Map Reference	MB 136 PG 20
Instrument Date	Mar 28, 2022
Instrument	2022014281
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	KEYSTONE TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 NICOL DR, READING, PA 19606-3507

Mortgage

Document Number	0000014282
Date	Apr 5, 2022
Instrument	2022014282

Lender

Name	TOMPKINS TRUST CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 109 Nicol Dr was $1,874.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Exeter Township
Unified School District	Exeter Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,874.00	$123,500 Land $25,600 Building $97,900	$25,600 Land $25,600
2024	$1,737.00	$123,500 Land $25,600 Building $97,900
1994			$123,500 Land $25,600 Building $97,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 109 Nicol Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Nicol Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW GLEN ALSACE DIV private · serves 24,951 people · EPA ID PA3060088
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	1 ppb (2026) action level 15 ppb
Copper	1.45 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Service Electric Cable TV Cable	2,000 / 200
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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