109 Nichols St, Everett, MA 02149 Property Records

Middlesex County and Everett City property record for 109 Nichols St, Everett, MA 02149

Property Summary

Property Type	Apartments (5+ Units)
Details	6 bd · 4 ba · 4,428 sqft · built 1920
Lot Size	0.116 acres (5,053 sqft)
Owner	2 Individual Names on File
Tax Bill	$14,478 (2026)
Deeds & Mortgages	Sep 2019 Refinance Jan 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`L00004 000197 01`

Property Details

APN / Parcel Number

Primary APN	`L00004 000197 01`
Alternative APNs	`EVER M:L0 B:04 L:000197` `M:L00 B:004 L:000197-01` `L00004 00`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Units	294 Units
Stories	2 Stories
Building Area	4,428 sqft Living Area
Gross Area	7,250 sqft
Basement Area	2,214 sqft
Unfinished Basement	2,214 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	5,053 sqft (0.116 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	L00004 000197 01
Street Address	109 NICHOLS ST
City	EVERETT
State	MA
Zip	02149-4970
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	DD
Legal Block	4
Legal Lot Number	197
Jurisdiction	EVERETT MA
Township / Civil Division	EVERETT
Census Block Group	1
Census Block	1002
Census Tract	342600

Owner

Source: Middlesex County and Everett City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6 SAMOS CIR, PEABODY, MA 01960-3552
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WINCHESTER SAVINGS BANK
Jan 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP.

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EVERETT MA
Property Address	109 NICHOLS ST, EVERETT, MA 02149-4970
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73274-488
Date	Sep 13, 2019
Book Page	73274/488
Instrument	139028

Lender

Name	WINCHESTER SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EVERETT MA
Property Address	109 NICHOLS ST, EVERETT, MA 02149-4970
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76680-417
Date	Jan 13, 2021
Book Page	76680/417
Instrument	7892

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Middlesex County and Everett City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Everett City
Unified School District	Everett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$14,478.00 (+14.32%)	$1,147,200 (+3.17%) Land $270,600 Building $876,600
2025	$12,665.00 (+8.66%)	$1,111,900 (+9.32%) Land $253,000 Building $858,900
2024	$11,656.00 (+2.59%)	$1,017,100 (+5.45%) Land $230,500 Building $786,600
2023	$11,362.00	$964,500 Land $220,500 Building $744,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVERETT WATER DEPT. (MWRA) serves 49,075 people · EPA ID MA3093000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Netafy Fixed Wireless	150 / 150
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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